Aim - Sbs - Branded Cards - C11

The Spec Analytics Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the sub function/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams.

**What’s expected from you?**
- ** Client Obsession** - Create client centric analytic solution to business problems. Individual should be able to have a holistic view of multiple businesses and develop analytics solutions accordingly.
- ** Analytic Project Execution** - Own and deliver multiple and complex analytic projects. This would require an understanding of business context, conversion of business problems in modeling, and implementing such solutions to create economic value.
- ** Business Knowledge**: Develop an understanding of the business. Understand and enhance business practices and processes.
- ** Statistical mind set** - Proficiency in basic statistics, hypothesis testing, segmentation, and predictive modeling.
- ** Stakeholder Management**: Experience in stakeholder management across various functions and regions.
- ** Presentation Skills**: Delivering high class presentations to share the thoughts, the solutions or the problem for business stakeholders and senior management
- ** Project Management **- Necessary skillset to manage project in terms of creating project plan, assigning responsibilities
- ** Teamwork**: Effectively contribute and add value to cross functional initiatives. Train and coach others in the organization. Seek to learn from other areas within the site to improve analytic approaches for the team.
- ** Communication**: Communicate and present effectively to partners and senior leadership
- ** Organizational Development**: Contribute to organizational initiatives in wide ranging areas including competency development, training, organizational building activities etc.

**Analytical Skills : Must Have**
- Hypothesis testing
- Proficient in Formulating Analytical methodology, identifying trends and patterns with data
- Experience in gathering data and establishing a proposal or business case to present a persuasive case in favor of an observed need for improvement
- Generate actionable Business Insights
- Ability to formulate and explain interactions between product features, offers and customer behavior using statistical and business driven methodologies

**Responsibilities**

We are a part of the broader North America Cards team providing strategic and analytical decision management support to nurture growth through enhanced customer experience. As Portfolio Analytics team, we support analytical functions across the US Consumer Business. Few notables among the multiple areas that we work in:

- New Product Development: Support new product development through relevant insights and recommendations focused on driving customer engagement and revenue
- Value Proposition Analytics: Impact of product features and marketing offers are established through rigorous analytical efforts to understand the shift in customer requirements and sentiments to enable recommendation of necessary changes to drive customer delight along with profitability
- Customer Segmentation: Develop segmentation through usage of various key business parameters by understanding the underlying core dynamics in Branded Cards
- Initiatives to meet Plan: Design and own multiple analytical interventions in the Branded Cards area to meet the year end goals
- P&L forecasting for ECM customers: Regular forecasts of Cards P&L at varied level of granularity to guide strategic budget and revenue planning

**Qualifications**:

- Bachelor’s Degree with 6 years of experience in data analytics, or Master’s Degree with 4 years of experience in data analytics, or PhD.
- Hands-on experience in SAS and SQL
- Experience working with large and multiple datasets, data warehouses and ability to pull data using relevant programs and coding.
- Experience in working on Credit Cards and Retail Banking products
- Excellent communication and interpersonal skills, be organized, detail oriented, and adaptive to matrix wo