Credit Officer(Female)

2 weeks ago

Dwarka Delhi Delhi, India Mahashakti Financiers Ltd. Full time

**Job Overview**:
**Key Responsibilities: Loan Processing & Credit Assessment**:

- Ensure compliance with company credit policies, RBI/NBFC guidelines, and regulatory norms.

**Documentation pre-Loan Disbursement**:

- Verify KYC, salary slips, bank statements, and other loan agreements before disbursement.
- Assess borrowers' nature and intentions for loan repayment based on online chats/telephonic conversations.
- Educate borrowers on loan terms, repayment schedules, and penalties.
- Coordinate with finance teams for timely loan disbursements.

**Collections & Recovery**:

- Monitor active loans and track overdue accounts.
- Negotiate repayment plans and settlements to optimize recovery.
- Escalate non-recoverable loans to recovery teams if necessary.

**Customer Relationship Management**:

- Maintain strong customer relationships to improve repayment rates.
- Address borrower queries and educate them on responsible borrowing.

**Qualifications & Skills**:

- **Education**: Bachelor’s degree in Finance, Commerce, Accounting, or a related field.
- **Experience**: Preference for experience in credit assessment & collections (NBFC/ loans).
- **Technical Skills**: Working knowledge in MS Excel, Credit bureau (CIBIL) reports and Bank transactions analysis.
- **Soft Skills**: Good analytical, negotiation, and communication skills.
- **Key Competencies**: Quick decision-making, problem-solving, and adaptability in dynamic financial environments.

**Work Conditions**:

- Fixed working hours (06 days a week).

**Job Types**: Full-time, Permanent

Pay: ₹18,000.00 - ₹25,000.00 per month

**Benefits**:

- Paid sick time
- Provident Fund

Schedule:

- Day shift

**Education**:

- Bachelor's (required)

**Location**:

- Dwarka, Delhi, Delhi (required)

Work Location: In person

  • Credit Officer

    1 week ago

    Dwarka, Delhi, Delhi, India Mahashakti Financiers Ltd. Full time

    **Credit Officer** **Location**: Delhi **Department**: Credit **Reports To**: Team Leader **Job Overview**: **Key Responsibilities: Loan Processing & Credit Assessment**: - Ensure compliance with company credit policies, RBI/NBFC guidelines, and regulatory norms. **Documentation pre-Loan Disbursement**: - Verify KYC, salary slips, bank statements, and...

  • Zonal Credit Manager

    1 week ago

    Delhi, Delhi, India Credit Saison Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    About Credit SaisonEstablished in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting...

  • Credit Officer

    1 week ago

    Dwarka, Delhi, Delhi, India Mahashakti Financiers Ltd. Full time

    **Job Overview**: **Key Responsibilities: Loan Processing & Credit Assessment**: - Ensure compliance with company credit policies, RBI/NBFC guidelines, and regulatory norms. **Documentation pre-Loan Disbursement**: - Verify KYC, salary slips, bank statements, and other loan agreements before disbursement. - Assess borrowers' nature and intentions for loan...

  • Credit Officer

    2 weeks ago

    Dwarka, Delhi, Delhi, India Mahashakti Financiers Ltd. Full time

    **Responsibilities**: - Review loan requests - Make a call to the clients - Assess clients’ financial status - Evaluate creditworthiness and risks - Contact clients to gather financial data and documentation - Calculate financial ratios (e.g. credit scores and interest rates) - Follow up with clients about loan renewals - Monitor progress of existing...

  • Credit Officer

    12 hours ago

    Delhi, Delhi, India ECL Finance Full time ₹ 4,00,000 - ₹ 8,00,000 per year

    We are hiring for Operation Executive / Credit OfficerCandidates have Experience in CAM Preparationshould have good expertise in Pre and post Disbursement ActivityDocuments VerificationCIBIL Check and should good Knowledge of MS office

  • Credit Officer

    3 days ago

    Delhi, Delhi, India Bridgexcel innovations pvt ltd Full time

    jd Position - credit officer (KYC verification) Salary - 20k to 30k Qualification - Any graduation Experience - 1+ years Location - Netaji subhas place ,delhi. **Job Types**: Full-time, Permanent Pay: ₹20,000.00 - ₹30,000.00 per month **Benefits**: - Provident Fund Schedule: - Day shift **Experience**: - total work: 1 year (preferred) Work...

  • Credit Controller

    23 hours ago

    Delhi, Delhi, India Proactive Consultancy Full time

    **We are hiring Female Credit control** Location - Najafgarh Road, near Kirti Nagar Metro station,Delhi Salary - 25k - 30k Qualification - Graduate/Postgraduate in Commerce/Finance/Accounts. Experience - 2-4 years of experience in credit control, receivables management, or accounts (preferably in logistics/transport industry). - Strong knowledge of...

  • Credit Officer

    2 weeks ago

    Vikas Puri, Delhi, Delhi, India SUDHMURA SERVICES PRIVATE LIMITED Full time

    Job Requirement - esh the dashboard every time she is done with working on a file. The dashboard will reflect all files in DOVR status. eparing the interview sheet. Appraisal and preparation work for making a call to the customer: for clarity.tes and later call the officer for clarity. Prepare notes related to the profile of the customer which should...

  • Credit Officer

    5 days ago

    Delhi, India Task Mate Full time

    Location - Bengaluru and NoidaEmployment - Full-Time Hybrid ModelExperience with an Australian mortgage brokerage firm is preferred.Experience - Minimum 1 year (MUST)We’re seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing solutions to...

  • Credit Officer

    4 days ago

    Delhi, India Task Mate Full time

    Location - Bengaluru and NoidaEmployment - Full-Time Hybrid ModelExperience with an Australian mortgage brokerage firm is preferred.Experience - Minimum 1 year (MUST)We’re seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing solutions to...