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Hiring Credit Officer

2 weeks ago

Nagpur, India Hdfc Sales Pvt Ltd. Full time

Hi

Greetings from HDFC Sales

**Function: Credit**

**Designation: Credit officer - Home Loans (salaried)**

**Experience: 0.6 months to 2 yrs**

**Education: MBA (finance)**

**Location: Nagpur**

Knowledge
- Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, Assessing eligibility
- Customer Interaction to understand needs, finds solutions within the product range available
- Calculation of Net Present Values of maturing assets using excel sheets or programs
- Knowledge of basic legal documentation involved in an acquisition of a home
- Knowledge of technical fundamentals involved in an acquisition of a home
- Cash flow method of assessment of NRI Loans, Ability to assess a Salaried Loan
- Sanctioning : - File processing by coordinator within the time, Customer Calling, Query resolving, File login at HDFC, Faster Sanction, Keeping a check on TAT for Login & Sanction., Checking the Quality of Calls to Customers & Processing by coordinators.
- Disbursement: - Customer calling after Sanction of Case, Disbursement Follow-up with Customer & Sales force, and Technical Updation for Disbursement, Resolving Legal Queries, and Fixing of Disbursement, Keeping a Check on TAT of Legal Updation, Technical Updation, and Disbursement Fixing.
- Project Approval Creation of Property No, Query Resolving, Builder Appointment, Project Approval, Keeping a Check on TAT of Project Approval.
- LMS Timely Updation of Leads into LMS, Proper Follow-up on the next scheduled action date, Auditing of Leads, feedback & status.
- MBA in finance graduates with good hold on written and spoken English
- Experience of at least 0.6 months in similar roles
- Salary as per Industry standards plus monthly Incentives

**Salary**: ₹10,000.00 - ₹25,000.00 per month

Schedule:

- Day shift