Home Loan Auditor

1 day ago

Ashwath Nagar Bengaluru Karnataka, India Centillion Solutions and Services (P) Ltd Full time

**Note: You will be on roll of Centillion Solution Services and will be working at client location**

**Client Location**:
**Aadhar Housing Finance Limited**

**Ashwath Nagar, SR Nagar, Bengaluru**

Qualification: Graduate (Commerce background are preferred)

**JD for ABHFL- Home loan Files Audit - Auditor**

**Designation**

Auditor.

**Job Brief/Summary**

We are looking to hire Auditor who are innovative, forward-thinking professional who doesn’t mind digging into data and searching for potential loopholes and vulnerabilities.

**Responsibilities**
- Home Loan files auditing, details of documentation in commercial Equipment loans.
- Completeness of key documentation in the loan files such as financial documents, credit verifications, CIBIL checks, sanction approvals KYC etc.
- Compliance with customer policy and checklist on lending norms and quality.
- Terminologies relating to home loans, mortgages, encumbrance certificates / log in / disbursement / credit appraisals, ideas about Company law/ Partnership act/Sanction letter /loan agreement etc.
- Own 2-wheeler as per distance required.
- Experience working with inaccessible data via access.
- Good understanding of the full audit development cycle
- Risk Based process audit approach.
- Protects assets by ensuring compliance with internal control procedures and regulations.
- Ensures compliance with established internal control procedures by examining records, reports, operating practices, and documentation.
- Verifies assets and liabilities by comparing items to documentation.
- Completes audit workpapers by documenting audit tests and findings.
- Appraises adequacy of internal control systems by completing audit questionnaires.
- Maintains internal control systems by updating audit programs and questionnaires and recommending new policies and procedures.
- Communicates audit findings by preparing a final report and discussing findings with auditees.

**Requirements**:

- Any graduate with Min 1-4yrs experience working in home loan audit would be plus.
- Travel to business locations domestically.
- Strong interpersonal skills within the team and with the process owners.
- Ability to analyze a wide range of operational and regulatory data and draw appropriate conclusions.
- Should have strong knowledge in KYC Compliance.
- Reporting research results.
- Thoroughness.
- Understanding of applicable accounting and banking laws.
- Presentation skills.
- Strong ethics, with an ability to manage confidential data.
- Integrity.
- Should have strong documentation skills.
- Attention to detail.

**About Us**

Centillion offers enterprise solutions across rural banking, business correspondence, audit, financial fulfillment, transaction processing, enterprise digitization and imaging hardware sales and services. With a collective banking experience of more than 100 Banker years, Centillion provides a unique blend of technology and unparalleled expertise to help clients connect, transact and engage for superior business outcomes, focus on their core competencies and help create a competitive edge.

**Job Types**: Full-time, Permanent

Pay: ₹18,000.00 - ₹23,000.00 per month

Schedule:

- Day shift

Work Location: In person

**Speak with the employer**
+91 9071270655
Application Deadline: 05/07/2025
Expected Start Date: 26/06/2025

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