Loan Officer

**About the Company**:
**Elegance Enterprises** is a real estate channel partner firm based in Bengaluru, founded by **Ravikant** and **Pavan Tripathi**. The firm specializes in marketing and selling real estate projects on behalf of developers, offering services such as property sales, customer guidance, and investment advice. Elegance Enterprises focuses on building strong relationships with both developers and clients to facilitate smooth transactions and ensure customer satisfaction.

**Job Summary**:
**Key Responsibilities**:

- **Loan Origination & Application**:

- Review and assess client financial profiles, including credit scores, income, and assets, to determine loan eligibility.
- **Loan Processing & Underwriting**:

- Manage the loan processing workflow, ensuring that all required documents are submitted and reviewed in a timely manner.
- Work with appraisers, title companies, and insurance providers to ensure the loan file is complete and compliant with legal and financial regulations.
- **Client Relationship Management**:

- Serve as the primary point of contact for clients throughout the loan process, providing updates and addressing any queries or concerns.
- Build and maintain strong relationships with clients to ensure a seamless loan experience and encourage long-term partnerships.
- Offer professional guidance to clients, explaining loan terms, processes, and documentation requirements.
- **Loan Closing & Disbursement**:

- Coordinate loan closing procedures, ensuring all parties (clients, attorneys, and other stakeholders) are aligned and the necessary documents are signed.
- Oversee the timely disbursement of funds and ensure all post-closing requirements are met.
- Ensure that the loan is properly registered and recorded with the appropriate authorities.
- **Compliance & Documentation**:

- Ensure that all loan activities comply with local, state, and federal regulations, including financial disclosure requirements.
- Ensure all required disclosures and documents are provided to clients and filed correctly for future reference.
- **Problem Resolution & Risk Management**:

- Address any issues or delays that arise during the loan process, proactively finding solutions to maintain smooth operations.
- Identify and mitigate risks related to loan transactions, providing strategic recommendations to management.
- **Reporting & Performance Monitoring**:

- Monitor loan performance and identify trends or challenges that may impact the company’s financial operations or risk profile.

**Qualifications**:

- **Education**: Bachelor’s degree in Finance, Business Administration, Real Estate, or related field (or equivalent work experience).
- **Experience**: 3+ years of experience in real estate finance, mortgage lending, or a similar role, with a proven track record of managing loan processes from start to finish.
- **Knowledge**: In-depth knowledge of real estate finance, mortgage lending, underwriting guidelines, and regulatory compliance.
- **Skills**:

- Strong communication and interpersonal skills for managing client relationships.
- Excellent organizational skills with the ability to manage multiple tasks and deadlines.
- Proficient in loan processing software and Microsoft Office Suite (Excel, Word, PowerPoint).
- Analytical mindset with strong attention to detail and problem-solving abilities.

**Preferred Qualifications**:

- Professional certifications (e.g., Mortgage Loan Originator license, CFA, etc.) are a plus.
- Familiarity with the latest market trends and real estate financing products.
- Ability to work under pressure and adapt to a fast-paced environment.

**Why Join Us?**
- Competitive salary and benefits package.
- Opportunity to work in a dynamic and growing real estate company.
- Collaborative and supportive team environment.
- Professional development and growth opportunities.

Pay: ₹25,000.00 - ₹30,000.00 per month

Schedule:

- Weekend availability

**Experience**:

- total work: 1 year (preferred)

Work Location: In person

Application Deadline: 03/02/2025
Expected Start Date: 05/02/2025