
Sl Initiative-collection Officer
4 days ago
**Group Company**: HDFC Bank Limited
**Designation**: SL Initiative-Collection officer
**Position description**: Collecting payments on overdue amount by informing customers of their debt and their various options for repayment.
**Primary Responsibilities**:
- Visiting delinquent clients:
- Visiting the delinquent clients mapped to him/ her and making further follow ups for payments on PTP dates.
- Calling to clients on daily basis for reminder and follow ups
- Depositing collected amount from clients in group accounts:
- Amount collected from clients should be deposited on daily basis and in case of any cash hold It should be timely communicated and approval should be taken.
- Updating the collection mobile apps/ Registers:
- Updating all cash and non-cash transactions/ visits in VYMO app of collection.
- Maintaining collection registers like CDS register at branch (If required).
- Timely takeover of newly allocated clients, Support Tools : - Taking over newly mapped clients from business within the time frame and making further follow up for recovery
- Collection officers could use legal tools such as legal letter issuance and conducting Lok adalat camps.
- This involves arranging meeting of legal vendors with customers at their place and facilitating customer to attend Lok adalat camps.
**Additional Responsibilities**:
- Negotiate Payment Schedules : - Collection officers speak to customers to negotiate payment plans and payment schedules that suit their current financial situation while still satisfying the debit.
- Productivity : - Monthly Target for Collection Officer is 1 lakh Recovery
**Educational qualifications preferred**
- **Category**: Bachelor's Degree, Master's Degree
- **Academic score**: 50% +
**Required work experience**
- **Industry**: BFSI
- **Role**: Fresher/Sales
- **Years of experience**: 1 to 3
**Required Competencies**:
- Good Team spirit
- Inter personal skill
- Time / Team Management
- Good communication skill
- Proactive & focused approach
**Required Knowledge**:
Work experience in the profile
**Required Skills**:
Graduate and above
**Other**:
- Reporting Designation: Collection Manager - SLI
- Reporting Department-Sub BU: SL Initiative Collection
**Work Environment Details**:
**Specific requirements**
- **Travel**: Customer Visits
- **Vehicle**: 2 wheeler preferred
**Other details
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