Dvp - Early Warning Signals

1 week ago

Mumbai, India Riverforest Connections Full time

**Job Purpose**
- To help in identifying early warning signals, develope system to help end users in various business units
- To initiate corrective action (work-out plans for exit accounts and potential NPL accounts) in a timely manner through the local business and credit teams
- To help in implementation of system initiatives of the unit
- To track the distribution of the portfolio in terms of risk type, product suite, regional nuances, granularity, customer grading, etc.
- To be a repository for critical information on the portfolio
- Handling all regulatory aspects of MSME segment and help in formulating policy for SME segment of the bank

**Responsibilities**:
***
**Analysis of Portfolio**

***
- Analyze the portfolio by way of granularity, vintage etc
- Highlight management in case of any divergence observed
- Analyze portfolio collateral coverage

**Analysis of Customer Behaviour**
- Delinquency tracking
- Monitoring feedback on delinquency
- Banding of individual customer basis a/c behavior

Providing triggers to front end on portfolio
- **Impact of external variables on portfolio**

***
- Analyze impact of RBI regulations, exchange rate fluctuations on the portfolio
- Impact of reporting on portfolio
- Analyze specific industry wherein deviant behavior observed like Agri

**Periodic reports on portfolio**
- Publish reports for management consumption / action on delinquency, portfolio behaviour, TAT etc
- Review monthly report of TAT, approval %, etc to ensure unit is adhering to required benchmark
- Publish monthly Newsletter for the unit

**System Support**
- Ensuring training of all stakeholders on system
- Provide complete requirement to IT & BTG to help line business and credit teams
- Carrying out UAT wherever required

***

**Digitization
- Obtain line requirement on smoothening of process and providing solution for the same
- Any system requirement to be analyzed and discussed with IT / BTG
- Help the unit for faster adoption of digitization journey

**Educational Qualifications**
- MBA from reputed Institute
- Chartered Accountant

**Key Skills**
- Banking Product & Process Knowledge
- Communication
- Knowledge of systems & IT
- Analytical Ability
- Regulatory Framework

**Experience**:

- 10yrs +

***

**Skills Required**:
EWS;Early Warning Signal;Presentations;PPT;Portfolio Management;Regulatory

**Location**

Mumbai

**Years Of Experience**

10 to 18 Years

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