New Initiatives

**what is CRED?**
- CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true.
- here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better.

here’s what will be in store for you at CRED once you join as a part of the team

**what you will do**:

- be the owner for new initiatives and special projects to drive and move large rocks in the CRED pay roadmap
- own pre market analysis, market opportunity sizing, build a right to win for launch of 0-1 initiatives within the product roadmap
- conduct outside-in market and competitive analysis to develop key insights
- identify, define, manage and drive special projects and initiatives that are cross-functional and strategic CRED
- solve high-impact business problems through a mix of analytical and creative problem solving
- evaluate new business initiatives and opportunities - develop a business model and identify ways to service the opportunities
- drive external-facing discussions with potential partners and investors
- drive governance improvements through efficient project management and ensuring product roadmap is in sync with market trends
- lead business planning for high growth merchant business including formulation of annual, monthly and daily plans on key performance metrics
- drive business performance insights working closely with the marketing, growth & analytics, partnerships teams
- define metrics to measure the health and success of the business
- create strategic value-added analyses around growth opportunities, retention levers and core business metrics in order to drive better decisioning and results
- conduct ongoing analysis of key business drivers, trends and performance indicators
- measure and present health of business metrics across the organization in different forums with right level of depth on leading reasons
- 3+ years of consulting / strategy / investment banking or related experience; some experience in financial services is preferred
- exceptional analytical, problem solving and research skills
- a knack for seeing what’s next - requires you to relentlessly question the status quo to identify new opportunities through strategic vision and creativity
- business acumen to appreciate and understand levers for business growth and profitability
- ability to see the big picture - see how decisions and choices affect the long-term viability and the overall effectiveness of the organization. You need to understand the big picture and vision
- multiple functional perspectives - In order to solve strategic problems and effectively pursue strategic opportunities you must understand how each function contributes to the grand plan

**how is life at CRED?**
- working at CRED would instantly make you realize one thing: you are working with the best talent around you. not just in the role you occupy, but everywhere you go. talk to someone around you; most likely you will be talking to a singer, standup comic, artist, writer, an athlete, maybe a magician. at CRED people always have talent up their sleeves. with the right company, even conversations can be rejuvenating. at CRED, we guarantee a good company.

hard truths: pushing oneself comes with the role. and we realise pushing oneself is hard work. which is why CRED is in the continuous process of building an environment that helps the team rejuvenate oneself: included but not limited to a stacked, in-house pantry, with lunch and dinner provided for all the team members, paid sick leaves and a comprehensive health insurance.

to make things smoother and to make sure you spend time and energy only on the most important things, CRED strives to make every process transparent: there are no work timings because we do not believe in archaic methods of calculating productivity, your work should speak for you. there are no job designations because you will be expected to hold down roles that cannot be described in one word. since trust is a major virtue in the community we have built, we make it a point to highlight it in the community behind CRED: all our employees get their salaries before their joining date. a show of trust that speaks volumes because of the skin in the game.

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