Expert Credit Risk

Location
- Hyderabad

Job model - Hybrid

**Purpose of the job**

At dsm-firmenich, being a force for good is not optional. Diversity, Equity & Inclusion is a shared responsibility woven into our daily work to not only benefit our People, Cusotmers & Communities but also drive business value. Equal access to opportunities is a given, belonging is a shared feeling, authencity is celebrated.

**Key Responsibilities**:

- The person would be responsible to analyse potential/existing customer’s financial statements and recommend appropriate risk mitigation strategies, thereby performing end to end credit worthiness assessment.
- The role would also entitle the person to approve credit limit assessments from the Specialists/Lead Specialists within the team.
- This position would also require the person to keep a tab on the various geo-political and economic developments and highlight risk-mitigation strategies at a Country Level.
- This role would also require the person to collaborate amongst teams; both within and across credit management, in-order to enable informed decision making. The person should possess strong communication skills.
- Contribute significantly to achieve the overall KPIs of the team.

**You Bring**
- Master’s degree in finance.In-depth knowledge about financial statements, ratio analysis and variance analysis.
- Knowledge about external service providers like Moodys’, Dun & Brand Street, Credit Risk Monitor would be an added advantage.Knowledge about systems - SAP, S4Hana, etc preferred
- Good command over English - Written and Oral.
- 4 years of proven experience in performing complex credit risk assessments.
- 1 plus years’ experience in approving credit limit recommendations. 2 plus years’ experience in working with SAP/FSCM/S4Hana systems would be preferrable.
- Should have proactive approach towards problem solving and improving process efficiencies. Should be willing to work in shifts.

**We Bring**
- A team of diverse employees who aren’t afraid to think outside of the box.
- A truly global and collaborative team that cares about the experience of our employees.
- The encouragement you need to develop and achieve personal growth.
- A role that is crucial on projects and allows you to build your brand.
- A caring and supportive environment where you’re empowered to grow and share your ideas.

**Equal Opportunities Commitment**

dsm-firmenich is fully dedicated to inclusion because when people feel engaged and empowered, their creativity and innovation drives unprecedented progress. We aim to build a workplace where opportunity really is equal, so everyone can thrive. We do not discriminate: there's a place for everyone at dsm-firmenich.

As a committed equal opportunity employer, we ensure our recruitment practices are inclusive and fair. We encourage the recruitment of a diverse worforce, representative of the communities in which we work, by using inclusive language, diverse interview panels, diversified sourcing strategies. Selection is based on qualifications, competency, experience, performance history and fit with the team to advance fair and equitable opportunity.

Employment decisions are based upon job-related reasons regardless of an applicant's race, color, ethnicity,national origin, religion, gender, gender identity or expression, sexual orientation, age, disability, backgrounds ,genetic information, protected veteran status, or any other status protected by law.

We are committed to providing reasonable support for disabled applicants in our recruiting process.Should you need assistance, and are comfortable to share this, please let us know.

**About dsm-firmenich**

As innovators in nutrition, health, and beauty, dsm-firmenich reinvents, manufactures, and combines vital nutrients, flavors, and fragrances for the world’s growing population to thrive. With our comprehensive range of solutions, with natural and renewable ingredients and renowned science and technology capabilities, we work to create what is essential for life, desirable for consumers, and more sustainable for the planet. dsm-firmenich is a Swiss-Dutch company, listed on the Euronext Amsterdam, with operations in almost 60 countries and revenues of more than €12 billion. With a diverse, worldwide team of nearly 30,000 employees, we bring progress to life every day, everywhere, for billions of people.

**Agency Statement