Non Motor Underwriter
3 days ago
**Key Responsibilities:Underwriting & Risk Assessment**
- Evaluate new business proposals, renewals, and endorsements in non-motor lines (property, engineering, liability, marine, etc.).
- Analyze documentation including proposal forms, technical reports, loss history, inspection reports, and survey findings to assess risk acceptability.
- Structure tailor-made solutions for clients with complex risk profiles.
**Portfolio Management**
- Monitor performance of the assigned portfolio including loss ratios, renewal retention, and profitability.
- Identify trends, risk concentration, and opportunities for improvement in underwriting practices.
- Implement underwriting controls and contribute to strategic decision-making based on portfolio data.
**Client & Broker Engagement**
- Work closely with intermediaries (brokers and agents) to provide underwriting support and maintain business relationships.
- Participate in client meetings, technical discussions, and product presentations when needed.
- Provide feedback and support to distribution channels on underwriting queries and product features.
**Documentation & Compliance**
- Ensure all underwriting decisions and documentation are in compliance with company policies, regulatory guidelines, and audit requirements.
- Maintain proper records of decisions, quotations, endorsements, and correspondence with clients or brokers.
- Support internal and external audits with timely and accurate information.
**Product & Market Development**
- Assist in the development and enhancement of non-motor insurance products.
- Provide insights on market trends, competitor offerings, and client needs.
- Participate in internal training, underwriting policy updates, and product rollout sessions.
**Job Types**: Full-time, Permanent, Fresher
Pay: ₹302,295.76 - ₹1,078,049.36 per year
Schedule:
- Day shift
- Monday to Friday
- Morning shift
- Weekend availability
Supplemental Pay:
- Commission pay
- Performance bonus
Work Location: In person
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