Credit Officer

6 days ago

Pune, India MAG Finserv Com.ltd Full time

Responsible for unsecured products
- Taking care of Micro Finance/Joint Liability Group loans (unsecured)
- Taking care of unsecured loans check and initiating CIBIL/Highmark & Preparing CAM and Doing PD also maintain TAT Reports
- Process the file i.e. preparing CAM (KYC Analysis, Banking Analysis, CIBIL/Highmark Analysis, Internal Dedupe)
- Telephonic verification for the processed files (TVR is compulsory for solving the doubts that arose while preparing the CAM).
- Receive the copy of CAM from Management (Whether approved or rejected or in query)
- Solving the queries.
- Submit the document file along with CAM to the operation team after getting approval of the case. If the case is rejected by management, then return the document file to the marketing team and give mail confirmation for that and submit the copy of CAM to the operation team.
- Solving the queries raised by Audit Department regarding any approved case.
- Updation of TAT in the system according to file status on a regular basis.
- Sanction and disbursement approval within predetermined TAT.

Should be a **Graduate with Minimum of 1 to 2 Years experience** in **Micro Finance/Joint Liability Group loan**

Should have knowledge of **KYC Analysis, Banking Analysis, CIBIL/Highmark Analysis, Internal Dedupe, etc.**

**Location: Pune**

**Perks and Benefits**

Mediclaim Insurance

Gratuity as per rules.

Statutory Bonus as per rules.

**Job Types**: Full-time, Regular / Permanent

**Salary**: ₹225,000.00 - ₹300,000.00 per year

**Benefits**:

- Health insurance
- Paid sick time
- Provident Fund

Schedule:

- Day shift
- Fixed shift

COVID-19 considerations:
Wearing mask in mandatory.

**Education**:

- Bachelor's (preferred)

**Experience**:

- total work: 2 years (preferred)
- Credit analysis: 2 years (preferred)

**Speak with the employer**
+91 9637258021

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