Loan Officer

5 days ago

Boring Road Patna Bihar, India JOB DESTINY Full time

We are searching for an experienced and detail-oriented loan officer to join our growing institution. In this position, you will act as a liaison between applicants and our financial institution, helping qualified applicants obtain loans and set up payment plans. Your duties will include meeting with applicants, preparing loan proposals, and examining active loans.

**Responsibilities**:

- Analyze active loan files on a regular basis and recommend solutions to speed up the loan process.
- Complete loan contracts and teach clients on policies and regulations.
- Interview applicants to define financial eligibility and establish debt payment plans.
- Monitor and update account records.
- Prepare detailed loan proposals.
- Respond to applicants' questions and resolve any loan-related issues.
- Operate in compliance with laws and regulations.

**Requirements**:

- Bachelor’s degree in finance or a similar field.
- A minimum of 3 years’ experience as a loan officer.
- Solid understanding of local, state, and federal loan regulations.
- In-depth knowledge of computers and banking software.
- Outstanding interpersonal and communication skills.
- Customer service-oriented with exceptional sales skills.

**Job Types**: Full-time, Permanent, Fresher

**Salary**: ₹18,000.00 - ₹25,000.00 per month

**Benefits**:

- Paid sick time
- Paid time off
- Work from home

Schedule:

- Day shift
- Fixed shift
- Monday to Friday
- Weekend availability

Supplemental pay types:

- Performance bonus

**Experience**:

- total work: 2 years (preferred)

Ability to Commute:

- Boring Road, Patna, Bihar (required)

Ability to Relocate:

- Boring Road, Patna, Bihar: Relocate before starting work (required)

Work Location: In person

**Speak with the employer**
+91 9430802505

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