Team Member

16 hours ago

Mumbai Maharashtra, India Kotak Mahindra Full time

Job Description: Credit Card Product - MIS Team Manager

Department: Credit Card-Marketing HO

Experience Level: 4 to 7 years overall (2-3 years in credit card domain is preferred)

Grade : M4-M5

**Key Responsibilities**:
1. Data Management & Reporting:

- Develop and maintain robust MIS (Management Information System) for credit card products.
- Generate and automate regular reports and dashboards using DEX, SAS, SQL, Power BI, and Excel.
- Perform detailed credit card portfolio analysis, transaction trends, and product performance to provide actionable insights.
- Ensure timely delivery of accurate analysis reports to stakeholders and senior management.

2. Business Insights & Analytics:

- Conduct deep-dive analysis on credit card portfolios to identify growth opportunities and risks.
- Monitor key performance indicators (KPIs) such as spend patterns, customer retention, delinquency rates etc.
- Support product teams in pricing strategies, credit risk evaluations, and campaign performance.

3. Data Integrity & Quality:

- Ensure data accuracy and consistency across all reporting systems and databases.
- Collaborate with IT and data engineering teams to resolve data discrepancies and system issues.

4. Stakeholder Collaboration and Team management:

- Work closely with product managers, risk teams, and marketing teams to support data-driven decision-making.
- Present insights and findings in a clear, concise manner to technical and non-technical audiences.
- Lead a team of 3-5 people.

5. Process Improvement:

- Identify and implement opportunities for process automation and efficiency improvements.
- Stay updated on best practices and emerging tools in data analytics and reporting.

**Qualifications & Skills**:
Technical Expertise:
Proficiency in DEX, SAS, SQL, Power BI, and advanced Excel (including pivot tables, macros, and complex formulas) is a must.

Strong understanding of data visualization principles and dashboard creation.

**Industry Knowledge**:
2-3 years of hands-on experience in the credit card domain, with exposure to product performance and portfolio analysis.

Familiarity with credit card lifecycle processes, customer segmentation, and regulatory compliance.

**Analytical & Problem-Solving Skills**:
Exceptional ability to interpret complex data and present actionable insights.

High attention to detail and accuracy in data analysis.

**Soft Skills**:
Excellent communication and presentation skills.

Ability to manage multiple tasks and meet tight deadlines in a fast-paced environment.

**Preferred Qualifications**:
Experience with advanced analytics tools or programming languages (e.g., Python, R).

Certification in data analytics tools like DEX, SAS, Power BI, or SQL is a plus.

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