Avp-loan Documentation 1

3 days ago


India Sumitomo Mitsui Banking Corporation (SMBC) Full time

Drafting/Checking of loan & security documents (including sanction letters) in line with credit approval conditions
- Coordinating with client, external legal counsel & internal stakeholders in finalizing execution version of documents in line with approved Term Sheet (for project finance & ECB deals)
- Negotiation of documents with clients.
- Coordinating with internal stakeholders viz. legal & credit admin team for release of execution version of documents.
- Obtain management approval for changes in standard loan and security documents
- Verifying the executed loan and security documents
- Co-ordinate with Loan back office to ensure limit updation
- Maintain due dates for deferment of loan and security documents (including charge perfection).
- Broad understanding of consortium & security trustee arrangement.
- Due date control for obtaining Acknowledgement of debt in a timely manner
- Due date control over various regulatory compliances / certificates to be obtained
- Preparation of internal MIS / regulatory reports for RBI or other regulators
- Assist in data requirements for RBI inspection / statutory audit / internal audit

**(a) Knowledge (b) Skills (c) Experience (d) Qualifications**
- Knowledge of credit administration & monitoring function for corporate banking clients.
- Good communication skill (verbal & written)
- Good team player
- Experience in handling project finance & ECB documents
- Experience of independently negotiating documents with clients
- Awareness of Regulatory requirements for Lending transactions
- Experience in handling stressed assets/cases is preferable.
- Around 8-10 years of experience in same or related role
- LLB (General) preferable, else CA/CS/MBA



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