Field Collection Executive

1 day ago

Bareilly Uttar Pradesh, India Indifi Technologies Pvt. Ltd Full time

**Job description**

**Field Executive - Collections**

**Industry**: A Fin-tech venture funded by the largest global investors. Led by star leadership

**Purpose of the role**:

- The collections executives are responsible for leading our collections efforts from customers and will be responsible to ensure the portfolio quality within benchmarks.
- Manage monthly allocation of recoveries from customers and deliver within the specified targets across buckets.

**Roles and Responsibilities**:

- High Motivation levels. Should be a self-starter. Need not require micro-management in starting a day at work, everyday at sharp 9:30 a.m.
- Should have knowledge about the collection process.
- Excellent communication skills (writing & oral).
- Should have local knowledge of the city.
- Fluent in Local Language and must be willing to travel to other cities when required.
- Spoken multiple languages ability shall be an added advantage (English & Hindi is must).
- Would require intensive field work and must be willing to work 6 days a week.
- Ability to handle customers, dealing in recovery from customers, good negotiation skills and must be mobile with own conveyance.

**Experience and Education Requirements**:

- Graduation must. DRA certification shall be an added advantage.
- 1 to 3 years of relevant experience.

**Benefits**:

- Shall be covered in Mediclaim -3 lacs of family floater policy.
- Local conveyance reimbursement of INR 4 /km. For travel to other cities or locations within the state, they shall get approved bus/train travel and hotel stay.

**MSME Sector**:
The MSME sector is poised to be the key to unlocking India’s economic development and rightfully so. The

Ministry of MSME’s annual report 2020-21 uncovered that India has approximately 6.33 crore MSMEs that contribute significantly to the country’s productivity and employment. Despite its significance and reach, the struggle to acquire credit has hampered the sector’s growth and establishment.

A report by the IFC stated that 85% of MSMEs remain underserved in terms of credit, and only one fifth of these financing gaps were fulfilled by formal credit. The contributing factors to this issue are **access, cost,**

**and underwriting. **Traditional lenders require MSME borrowers to provide credit history, formal records, business vintage, etc, which may exclude many small businesses from the formal lending ecosystem.

Moreover, they are dispersed, which brings up a problem of reach and penetration for larger lending

institutions. As a consequence, the MSME lending sector in India faced a credit deficit of INR 16 lakh crore.

(as of Q1 2020).

**Job Types**: Full-time, Permanent

**Salary**: ₹300,000.00 - ₹400,000.00 per year

**Benefits**:

- Cell phone reimbursement
- Health insurance
- Provident Fund

Schedule:

- Day shift

Supplemental pay types:

- Performance bonus
- Yearly bonus

**Education**:

- Higher Secondary(12th Pass) (preferred)

**Experience**:

- total work: 1 year (required)

Work Location: Remote

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