Cib Risk Associate

**JOB DESCRIPTION** Wholesale Credit Risk Management - Product Owner - Associate**

MMumbai, India

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.

In this role, you will be a key member of the Product Team within Wholesale Credit Risk. You will collaborate with technology partners as well other Product Teams in the program that are developing the underlying components that power the platform, to ensure they meet users' needs and those that offer the greatest value are prioritized.

**Responsibilities**:

- Gather clear requirements and write user stories/acceptance criteria
- Collaborate with Subject Matter Experts and key stakeholders to understand uses cases and pain points as well as trends in the marketplace
- Integrate usability studies, research, and market analysis into product requirements and develop user journeys and other artifacts that help communicate, and rally support for, intuitive user experience which best meets the needs of the Product’s users
- Identify critical dependencies/issues and present recommendations for resolution
- Provide product demos and conduct product review and feedback sessions with key stakeholders; ensure feedback is incorporated into roadmap so deliverables meet business needs
- Collaborate closely with the Product and Technology teams building the core components that enable critical underlying functionality of the Product
- Ensure new features are implemented according to specifications, released on schedule, and issues are remediated in a timely manner

**Required Qualifications, Capabilities and Skills**
- Bachelor’s Degree
- 5+ years of experience in the financial services or fintech industry
- 3+ years of relevant work experience in Product Management / Development or related capacity
- Strong, clear, and concise written and verbal communication with ability to edit and prepare executive level communications
- Excellent organizational skills and attention to detail
- Ability to manage competing priorities under tight deadlines
- Proven ability to collaborate and build strong partnerships
- Intellectual curiosity with a proven ability to learn quickly and high degree of initiative, self-direction, and ability to work well under pressure
- Advanced knowledge of the Product Development Lifecycle with proven ability to lead Product Lifecycle activities including discovery, ideation, strategic development, requirements definition and go to market
- Sound knowledge of technology architecture, APIs, design, and data analytics

**Preferred Qualifications, Capabilities and Skills**
- Experience within large Financial Services firms and basic level of domain knowledge in Credit Risk
- Experience working with Technology and UX Design colleagues and discussing technical designs
- Certified Agile Practitioner (CSP) or Certified Scrum Master (CSM)

**About Us**_ _**

Across JPMorgan Chase, we serve millions of customers and many of the world’s most prominent corporate and government clients. Our mission is to build a stronger, more equitable economy, and we strive to make a positive impact everyday with our customers in their communities. We are proud of our reputation as one of the world’s most admired companies and we know that it’s our people who make us successful. We are committed to a diverse and inclusive workplace where our employees are welcomed, valued and able to bring their authentic selves and best work forward.

**ABOUT US**

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, we offer discretionary incentive compensation which may be awarded in recognition of firm performance and individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensa