Management Trainee

General information Entity About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)Crédit Agricole CIB is the corporate and investment banking arm of Crédit Agricole Group, the 10th largest banking group worldwide in terms of balance sheet size (The Banker, July 2022).8,600 employees in more than 30 countries across Europe, the Americas, Asia-Pacific, the Middle-East and North Africa, support the Bank's clients, meeting their financial needs throughout the world.Crédit Agricole CIB offers its large corporate and institutional clients a range of products and services in capital market activities, investment banking, structured finance, commercial banking and international trade.The Bank is a pioneer in the area of climate finance, and is currently a market leader in this segment with a complete offer for all its clients.By working every day in the interest of society, we are a Group committed to diversity and inclusion and place people at the heart of all our transformations. All our job offersare open to persons with disabilities.For more information, please visitTwitter:LinkedIn:By working every day in the interest of society, we are a group committed to diversity and inclusion. All our positions are open to people with disabilities.    Reference Update date /07/2025 Business typeTypes of Jobs - Risk Management / Control Job titleManagement Trainee - Risk and Permanent Control Contract typeInternship/Trainee Term (in months)12 months Expected start date01/09/2025 Job summary Job OverviewAssisting Senior Analysts in the following and subsequently independently handling Credit Proposals• Support in conducting Financial Statement Analysis of Borrowing Entities ensuring high quality credit review, assigning rating as per the internal policy-based collateral / borrower analysis and provide clearly argued conclusions and limit recommendation• Undertaking industry analysis and to identify trends in industry.Partner with Front Office to ensure high due diligence on Borrower, provide feedback / mitigants and assist on structuring the request for higher approvals• Ensuring the risk profile complies with risk policies, standards and guidelines• Support in reviewing credit notes/ proposals to ensure that it is comprehensive, concise, and suitable for presentation to senior risk management• Ability to ask timely, relevant and informed questions about transaction, structure, relationship, and risk• Identify and monitor emerging risk and negative developments and trends impacting the risk profile of the client, in timely manner• Participation in ad-hoc projects and actively look for ideas to improve existing processes and methodologies Geographical areaAsia, India City MUMBAICandidate criteria Minimal education levelPostgraduate degree – MA/MSc/PhD/Doctorate or equivalent Academic qualification / Speciality Post - Graduate (Chartered Accountant or MBA finance) holder from a recognised University Level of minimal experience0-2 years Experience Fresher / less than 1 Year of experience Required skills • Good communication skills – verbal as well as written Technical skills required • Good understanding of accounting with ability in assessing and analysing financial statements• Strong analytical and research skills• Working Knowledge of MS Word, Excel, Power Point LanguagesEnglish