Credit Assessment Officer

**About Swiss Re Corporate Solutions** Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer. We anticipate and manage risks, from natural catastrophes and climate change to cybercrime. Swiss Re Corporate Solutions is the commercial insurance arm of the Swiss Re Group. We offer innovative insurance solutions to large and midsized multinational corporations from our approximately 50 locations worldwide. We help clients mitigate their risk exposure, whilst our industry-leading claims service provides them with additional peace of mind. Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. Swiss Re Corporate Solutions embraces a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work. **About the Role** Are you looking for a challenge and an opportunity to further advance your skills and career in a great working environment? Do you like to work in a global team and does the world of finance, insurance and trade fascinate you? Are you attracted by contributing to the data-driven transformation of Swiss Re? We are looking for a young professional to join our Credit Product Centre team and this could be your opportunity. You will be supporting the deal teams for Trade Finance underwriting and be responsible for: - professional and profound **credit risk / rating** **assessment** and financial analysis of diverse set of corporates. - collation of financial and other risk relevant information. - enter data in underwriting tools for underwriter review and validation. - improvement of credit file productivity and processing efficiency and respond in timely manner to credit/underwriting requests. - ensuring proper monitoring and oversight of the credit portfolio - communication with internal stakeholders and underwriters. This is a unique opportunity to implement your credit analytical skills with a real portfolio, relate economic developments to the market performance and support the deal teams to ensure a sustainable profitability. In this role, you will work with colleagues in diverse functions including underwriting, risk management and portfolio management. In addition to the day-to-day tasks, you will contribute to activities linked to the elaboration and implementation of the strategy of the Trade Finance team. Whereas the primary focus is on corporate risks, the role might expand to also deal with the risk assessments for Financial Institutions in the future. If you think out of the box, you are creative and you enjoy being a business-oriented team colleague driving for realistic solutions, this is an opportunity for you. **About the Team** The role of the **Trade Finance** team is to provide capacity and solutions for leading Trade Finance Banks and other Financial Institutions for cross border trade transactions as well as solutions for corporate clients. This involves an international work environment with a global scope and customer base. You’d be closely working with **Credit Product Centre** who is responsible for leading key C&S CorSo strategic initiatives in risk assessment and insights, providing high-quality fundamental corporate obligor & transaction credit risk assessments and conducting forward-looking sector & credit market analyses. **About you: - 4-7 years of experience in credit analysis and credit-related work (preferably in Trade Credit Insurance / Trade Finance division of a bank or factoring company). Knowledge of corporate loans and trade finance products is a plus. - Strong academic background with a relevant business degree and/or post - graduate or MBA / CA / CFA similar qualification in finance. - Proficient in financial spreading, analysis, and projections. Ability to go "beyond the financials" in enriching the credit analysis with most current economic, industry and market sentiments. - Experience in assessing Obligors' group structures and intragroup linkages with the aim to determine credit ratings with limited financial information is highly desirable. - Prior experience in risk analytics e.g., quantitative credit analysis is preferred, but not mandatory. - Working knowledge of Excel and other MS Office software. - Flexibility to work in international project teams. **Skills** - Quantitative and analytical skills, pragmatism, and firm judgment - Independent thinking, thirst for knowledge, business curiosity an ambition to develop are a must. - Convincing interpersonal skills and ability to maintain effective working relations in a multi-disciplinary and multi-cultural environment - Self-starter organized and able to handle multiple