Avp Underwriting

6 days ago

Mumbai, India HSBC Full time

-Job description

**Some careers open more doors than others.**

If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.
- Recommend policy and product changes to the concerned stakeholders for bringing new developments in the existing guidelines

**Customers / Stakeholders**

***
- Provide regular feedback to the stake holder (Policy / Sales/ Operations) so as to improve the overall process efficiency.
- Promotes collaboration between onshore, offshore team and business partners to deliver results aligned with business partner’s expectation
- Provide inputs for review of Credit policy to acquisition team such that the same are in line with shifting trends in the Retail Assets industry.

**Operational Effectiveness & Control**
- Monitor the implementation of the Credit Policy for Unsecured Lending.
- Ensure that the credit and the risk function for the loans is compliant with the recommendations made by audit.
- Improve processes to achieve consistency in decisioning process.
- Manage and review proposals that are in exception to policy.
- Process improvement.
Requirements
- _5- 10 year_s of work experience, of which at least 3 year should be in Underwriting or Credit Operations. Have a good understanding of the overall Retail Lending operations ( Pre Issuance) _
- _Good understanding of Credit Bureau - CIBIL. Mus be able to interpret the bureau tradelines and taken an informed decision._
- _Good understanding of local market & retails products. _
- _Good_ verbal, written communication, interpersonal skills.
- One of the below qualification are mandatory:

- FRM/PRMIA /CA/ICWA/CS/CFA/M.Com or
- MBA Finance or equivalent or
- MSC/MS Finance or equivalent or
- PGDM /PGDBM / PGDRM or equivalent or
- Certificate Examination in Certified Credit Professional - IIBF or
- Diploma Certification Course in Risk Management - NIBM

**Additional Information**

**Useful Link**

Link to Careers Site: Click** **HERE**

You’ll achieve more at HSBC.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment.
- Issued by The Hongkong and Shanghai Banking Corporation Limited, India_====================================================================================================

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