Risk Policy C13

2 weeks ago

Mumbai, India Citi Full time

**Responsibilities**:

- Responsibility covers managing portfolio risk policy for the aligned products, focusing on growing and maintaining healthy portfolios through line and various accounts maintenance programs such as limit increase/ decrease, accounts renewals/ closure, cross-selling between products
- Manage merchant policy for Cards product, focusing on healthy merchant business through managed exposure and governing of merchant acquiring policy
- Manage 3rd party exposure and key money policy (as applicable), ensuring controllable exposure according to risk appetite
- Work together with counterparts from Business, Sales, Credit Operations, Decision Management, Operations & Technology to ensure correct policy implementation at an operational level
- Interact with regional counterparts for policy approval and adherence to Global/Regional Policy requirement
- Provide analytics at portfolio and segment levels for the purpose of monitoring, making policy adjustments, provide sound credit decisions with the ultimate goal of optimizing risk and rewards
- Work together with the Risk MIS team, in charge of Credit Risk Reporting and Portfolio Quality Review Reporting, as well as facilitating ad-hoc reporting as needed
- Responsible for reporting and accuracy of critical portfolio data returns to the Bank's key regulators
- Responsible for the regular validation as well as new development of the portfolio score & segmentation models through collaboration with regional and global risk analytics team

**Qualifications**:

- 12-15 years experience in Statistics/Analytics/Decision Management will be desirable
- Highly ethical and with integrity
- Excellent verbal and written English communication skills
- Effective listening skills
- Able to work across levels in risk management and also with other operations and business teams
- Excellent Presentation skills - adept at presenting effectively to audiences of various sizes and adapting style as necessary
- Able to identify and influence key decision makers across various levels and functions within the organization
- Able to work in a rapidly changing external environment and support business in a highly competitive and challenging market

**Education**:

- Bachelor’s/University degree, Master’s degree preferred

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
- **Job Family Group**:
Risk Management
- **Job Family**:
Risk Policy
- **Time Type**:
Full time
- Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

View the "**EEO is the Law**" poster. View the **EEO is the Law Supplement**.

View the **EEO Policy Statement**.

View the **Pay Transparency Posting

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