Commercial Underwriter

3 days ago

Kolkata West Bengal, India HR Yaar Full time

**Overview**:
**Key responsibilities**:

- Evaluate and assess risks for various non-EB commercial insurance products like Fire, Marine, and Property Insurance.
- Analyse client requirements and prepare customised quotes/proposals
- Coordinate with insurers to obtain competitive terms and support negotiations
- Prepare comparison charts, risk notes, and recommendation summaries for internal and client use.
- Provide technical underwriting support to the sales and account management teams.
- Ensure compliance with regulatory norms and the company's underwriting guidelines.
- Assist in policy placement, documentation review, and issuance coordination.
- Contribute to product innovation and underwriting strategy improvements.
- Maintain accurate records of quotes, proposals, and underwriting decisions.

**Qualifications and Skills required**:

- Bachelor’s degree in any discipline; insurance certifications (III, CII) preferred
- 3-7 years of experience in commercial underwriting at a broker or insurer (Non-EB)
- Strong technical knowledge of commercial general insurance products like Marine, Property and Fire.
- Familiarity with underwriting tools, IRDAI regulations, and market pricing trends
- Excellent analytical, communication, and negotiation skills
- High attention to detail and organisational ability
- Proficiency in MS Office; familiarity with insurance portals and systems

Schedule:

- Monday to Friday

Application Question(s):

- What is your current CTC?
- What is your expected CTC?
- How many days of notice period do you currently have?
- Are you ready to commute daily?

Work Location: In person

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