Ccb risk generic global jpmc

**JOB DESCRIPTION**
As an Associate in the Loss Forecast and Portfolio Analytics team, you'll work to provide oversight, drive production of the credit loss forecast and back them up with robust analytics for JPMorgan Chase & Co. Auto Lease portfolio.

In this highly visible role, you'll:

- Forecast credit losses and allowance for the Chase Auto Lease portfolio supporting regulatory exercises like CCAR, CECL, firmwide Risk Appetite and Budget
- Conduct Stress testing and analyze portfolio performance using different macroeconomic scenarios
- Portfolio analytics, loss and allowance attribution, deep dives and story-boarding
- Alternate benchmarking methodologies to forecast losses and delinquencies using roll rates and vintage
- Analyze emerging risks and opportunities impacting Auto Lease
- Macro comparison and sensitivity analysis,Regular presentation of findings to Senior Management
- Model diagnostics and liaison with modelling team to propose changes to model for accuracy at granular segments
- Design, develop and test tableau dashboards yielding actionable insights
- Use Alteryx to create a data repository by combining different datasets; required for creating dashboards
- Develop enhanced reporting through use of automation, using programming languages like Python/SAS
- Manage ad hoc analysis; starting with identifying opportunities and issues, and proposing effective solutions, Expected to work on multiple projects with limited guidance

Required skills:

- Bachelor's degree in a quantitative discipline; Advanced degree is preferred
- 3+ years of related experience in credit risk analytics and loss forecasting
- Proficient in Tableau and Alteryx; Certifications would be a plus
- Knowledge of programming language like SAS/ Python
- Highly proficient in Microsoft Office suite of products (Advanced Excel, VBA and PowerPoint)

Preferred Skills:

- Credit risk experience in one or more US consumer credit portfolios (i.e. U.S. Mortgage, Home Equity, Credit Card, Automotive, Lease, Business Banking)
- Well-organized and structured with strong communication and interpersonal skills

**ABOUT US**

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

**ABOUT THE TEAM**

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.