Collection Executive

2 days ago

Sasaram, India Khushbu Auto Finance Limited Full time

**Job Title**: Collection Executive
**Location**: Sasaram, Bihar
**Company**: Khushbu Auto Finance Ltd.

**About the Company**:
Khushbu Auto Finance Ltd. is a growing non-banking financial company (NBFC) committed to providing reliable and flexible financing solutions, especially in the two-wheeler and small vehicle segments. We pride ourselves on excellent customer service, ethical practices, and empowering communities through financial inclusion.

**Responsibilities**:

- Follow up with customers for overdue payments via field visits, calls, and other communication channels.
- Ensure timely recovery of dues as per the collection target assigned.
- Negotiate and resolve payment issues with customers professionally.
- Maintain records of collections and submit daily/weekly reports to the branch manager.
- Repossess assets (if required) following the company policy and legal guidelines.
- Coordinate with the legal team for escalation of critical or non-cooperative cases.
- Maintain cordial relationships with customers and ensure a positive company image.

**Key Requirements**:

- **Education**: Minimum 12th Pass (Graduate preferred)
- **Experience**: 0-3 years in collections, recovery, or field sales (NBFC/BFSI sector preferred)
- **Skills**:

- Good communication and negotiation skills
- Ability to handle pressure and meet targets
- Familiarity with local geography and routes
- Basic understanding of finance and EMI recovery
- **License**: Two-wheeler and valid driving license is a must

**Job Benefits**:

- Provident Fund (PF)
- Employee State Insurance (ESIC)
- Gratuity
- Medical Claim
- Accidental Insurance Policy
- Paid Holiday Leaves
- Travel & Fuel Allowance as per company norms
- Performance-based Incentives

Pay: ₹14,000.00 - ₹18,000.00 per month

**Benefits**:

- Health insurance
- Paid time off
- Provident Fund

Schedule:

- Morning shift

Work Location: In person

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