Credit Executive

Client Details

**About Our Client**

Investment Banking company, with a sharp focus on Debt Syndication, Loans and related advisory services

**WHAT THEY DO:

- **
-:

- Green Field and Brown Field expansion of Manufacturing companies
-:

- Working Capital limits including cash credit, LC, BG, etc, Currency for Exporters LC Discounting, Factoring and Bill Discounting Channel Financing
-:

- Debt Syndication for Road, Port & Airport, Education, Construction Companies, etc & Off-Balance Sheet Funding
-:

- Construction Finance, Inventory Funding, Last Mile Construction Funding, Organizing JV and Equity Partners for Projects, etc

Job Profile

**Position: Credit Executive**

**Location: Andheri East,Mumbai**

**Total Experience**: 2-4years

**Relevant Experience**: Min 2 years as Credit Executive position within the real estate finance industry

**Qualification**: Chartered Accountant preferred / MBA fin if experienced more than 4 years and exposure in same domain

**Industry**: Experience as Credit Executive role within the real estate finance industry. Preferred from an IB firm/ Financial Institutions -Real Estate Department.

**Skills/Competencies**
- Self-management, self-starter with strong grasp of financial products and services relevant to real estate development projects.
- Team player
- Detail-oriented and results-driven, with a focus on delivering high-quality work and achieving organizational objectives - Excellent communication and interpersonal skills, with the ability to collaborate effectively with internal and external stakeholders.
- Strong Negotiation & liasoning with bankers, external agencies
- Financial Modelling, Cash flow analysis, Analysis of various factors specific to real estate
- Thinking skills (problem solving and decision making)
- Microsoft proficiency (Excel, Word)
- Key attributes:

- Analytical skill, attention to detail, Financial acumen, Integrity

**Responsibilities once joined**:
Interaction with the Clients, understanding their requirements, collating required data for preparation and submission of the proposal to Banks/ FI's
- Evaluating clients’ credit data and financial statements for preliminary risk assessment
- In-depth credit assessment involving Financial, Credit, Legal, Technical, Economic and risk analysis.
- Structuring the proposal, Review Information Memorandum, Teasers, Financial model, cash flow and CMA projections

Proficient in excel & preparation of CMA data, financials Solution-oriented attitude and resolving queries of all Banks and Clients
- Ability to lead, negotiate and resolve, manage stakeholders’ expectations - Ability to build relationship at top levels of Financial institutions (FI)
- Stay updated on market trends, competitor activities, and regulatory changes impacting the real estate finance landscape in Mumbai & Navi Mumbai, providing strategic insights to senior management. Financial market & economy. - Capability to interact with financial institutions for transaction structuring, due diligence and documents.
- Handling of multiple transactions at a time

**Past Experience**: - Minimum of 2 years of experience as Credit executive position within the real estate finance industry, with a strong grasp of financial products and services relevant to real estate development projects.

**Working Days -Time**:
Working Days : 6 Days (Mon-Sat) 2nd & 4th Sat off

Work Timing : 9 Am -6 PM

**Job Types**: Full-time, Permanent

Pay: ₹500,000.00 - ₹1,200,000.00 per year

Schedule:

- Day shift

Application Question(s):

- Do you have work experience in real-estate financial project as Credit Executive role?
- What is your current CTC?

**Experience**:

- Financial Modelling: 1 year (required)
- CMA Projections: 1 year (required)
- Cash Flow Analysis: 1 year (required)
- Credit Analysis & Credit Assessment Analysis: 1 year (required)

Work Location: In person