Insurance Sales Executive

6 days ago

Ahmedabad Gujarat, India Adhaan Solution Pvt. Ltd. Full time

**Job Title: Life Insurance Policy Sales Executive**

**Job Overview**:
As a Life Insurance Policy Sales Executive, you will be responsible for promoting and selling life insurance policies to potential clients. Your primary objective is to understand the financial needs and goals of customers and offer appropriate life insurance solutions that provide financial security and peace of mind. This role requires strong communication, persuasion, and networking skills to build relationships with clients and meet sales targets.

**Key Responsibilities**:

- **Client Acquisition**: Identify and approach potential clients through various channels such as referrals, cold calling, networking events, and digital marketing.
- **Client Consultation**: Conduct thorough financial needs analysis to understand the individual requirements, risk tolerance, and financial goals of clients.
- **Product Knowledge**: Stay updated on various life insurance products, features, benefits, and underwriting guidelines offered by the company.
- **Customized Solutions**: Recommend suitable life insurance policies tailored to the specific needs and circumstances of clients, including term life, whole life, universal life, and other relevant products.
- **Sales Presentations**: Deliver engaging presentations to educate clients about the importance of life insurance, different policy options, coverage details, premiums, and potential returns.
- **Closing Deals**: Effectively negotiate terms and close sales deals to achieve monthly, quarterly, and annual sales targets.
- **Relationship Management**: Build and maintain long-term relationships with clients by providing ongoing support, addressing inquiries, and offering additional insurance solutions as needed.
- **Compliance**: Ensure compliance with industry regulations, company policies, and ethical standards in all sales activities.
- **Market Research**: Monitor market trends, competitor offerings, and customer feedback to identify opportunities for product enhancement and market penetration.

**Qualifications**:

- Bachelor's degree in Business Administration, Finance, Marketing, or related field (preferred).
- Excellent communication, negotiation, and interpersonal skills.
- Strong analytical abilities to assess client needs and recommend appropriate solutions.
- Ability to work independently, manage time effectively, and prioritize tasks.
- Proficiency in CRM software and Microsoft Office Suite.
- State-specific insurance license required (or willingness to obtain one).

**Benefits**:

- Competitive base salary with commission-based incentives.
- Comprehensive training and professional development opportunities.
- Health insurance, retirement plans, and other benefits.
- Flexible work schedule and potential for career advancement.
- Supportive team environment and collaborative culture.

**Salary**: ₹309,000.00 - ₹554,000.00 per year

**Benefits**:

- Cell phone reimbursement
- Paid sick time
- Paid time off

Schedule:

- Day shift

Supplemental pay types:

- Quarterly bonus
- Yearly bonus

Work Location: In person

**Speak with the employer**

+91 8104748032

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