Credit Executive

2 weeks ago

Lucknow Uttar Pradesh, India BASIX Sub-K iTransactions Full time

**Job Description: Credit Executive - Digi
- Credit Appraisal/ Digi-Executive**
Department: Risk Management

**Role Overview**:
**Key Responsibilities**:
3.Collaborate with CSRs, FX, and UH to gather necessary information and documentation for loan appraisal.
4.Verify applicant information, financial documents, and other relevant data through virtual interactions.
5.Ensure compliance with lending policies, regulatory requirements, and risk management guidelines, as issued from time to time.
6.Handle a caseload of 4-5 branches simultaneously, effectively managing loan appraisal and processing tasks.
7.Monitor the quality of the loan portfolio and take necessary actions to minimize delinquencies and non-performing assets (NPAs).
8.Collaborate with the Risk Function to develop strategies for portfolio management and risk mitigation.
9.Ensure accurate and up-to-date record keeping of loan appraisal and processing activities.
10.Provide timely reports and updates to the Risk Function and Cluster Manager regarding loan appraisal status, processing turnaround times, and portfolio quality.
11.Drive center meetings in your respective allotted branches.

**Job Category**:Microfinance**Job Type**:Full Time**Job Location**:Lucknow Uttar pradesh

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