Credit Risk Generalist Gsc's

**Business**: Risk_Management**

**Open positions:1**

**Role Title**: Credit Risk Generalist**

**Global Career Band:8**

**Location **_(Country / City )_**:Hyderabad**

**Recruiter Name : Kalim Uddin**

**Why join us? (Overview of Dept./Function)**

**Job Profile**:
Credit Risk Generalists oversee the organisation's credit risk exposure derived from banking and financial services activities. They also generate periodic reports to ensure transparency regarding HSBC's risk profile, identify positions that contravene the Group's credit risk policy and tolerances, analyses and comments on market and portfolio developments and supports the implementation of risk valuation models.

Role holders will carry out activities that will include most of the following:

- Performing specific routine activities and processes, ensuring accuracy of tasks performed
- Identifying and escalating issues
- Understanding and adhering to established policies and procedures in own team
- Supporting change initiatives and escalating any concerns

**What you’ll do: (List out Key Responsibilities)**

**Control**

All staff are responsible for ensuring the effectiveness of the controls that are in place to manage the risks in the processes and activities that they undertake in their day to day role.

**Conduct**

Management of conduct is a critical component of all our business activities including, for example, the Group’s strategy and business models, our culture and behaviours, our interaction with customers, our financial markets operations, and our governance and oversight processes. HSBC's approach to conduct is designed to ensure we deliver fair outcomes for our customers and do not disrupt the orderly and transparent operation of financial markets.

Focus on conduct is integral to HSBC’s values and principles, and supports the Group’s strategy for sustainable growth and streamlining of business processes and procedures.

HSBC has defined the Global Outcomes relating to Conduct which must be delivered by Global Lines of Business, HOST and the Global Functions. The 15 Global Outcomes are located within the document in this link:
Global Risk FIM / Regulatory Compliance / B.25 Global Conduct Policy

**Conduct Statement**

**Strategy & Business Models**

1. Our strategy, business models, and the decisions we make deliver fair treatment of customers and do not disrupt market integrity

**Culture & Behaviours**

2. Our culture supports our people and empowers them to consistently do the right thing for our customers and markets in which we operate

3. Our people are competent and committed to the fair treatment of customers and not disrupting the integrity of markets

4. We are open to challenge, we acknowledge when things go wrong, we fix things and we learn from our mistakes

5. We reward and incentivise performance, behaviours and attitudes which deliver the fair treatment of customers and uphold market integrity

**Customer**

6. We know our customers and understand their needs-we actively listen to them and ask the right questions

7. Our products are designed to meet the different needs of our customers, to be competitive and to be understandable

8. Our products and services provide a balanced exchange of value between HSBC and our customers

9. Throughout our sales and servicing we are efficient, transparent and customer focused

**Markets**

10. We manage our products and services so that our customers’ experience is in line with the expectations we set

11. We seek to prevent and will proactively identify actions and behaviours that constitute market misconduct, and respond appropriately

12. Trades are executed in a timely, clear and controlled manner ensuring that optimal execution is achieved for our customers and that HSBC trades are not manipulative

13. We manage conflicts of interest and appropriately handle information to reduce the opportunity for misuse

**Governance & Oversight**

14. Our governance framework provides effective oversight of how we fairly treat customers and uphold market integrity

15. We engage with regulatory bodies in a timely, open and transparent manner

Requirements

**What you will need to succeed in the role: (Minimum Qualification and Skills Required)**

**Knowledge & Experience / Qualifications**
- Bachelor’s degree, preferably from a Commerce or Finance background.
- Ability to speak and understand English fluently (Medium Voice skills)
- Ability to write business letters and reports
- Strong decision making and analytical skills
- Takes ownership and leads by example
- Takes opportunity to understand business beyond their own immediate work area
- Ability to understand and interpret numeric data.
- Flexibility to work shifts and in split week offs.
- Ability to handle varied responsibilities.
- Recognizes the need to escalate to management**.**

(Or)

Go to the below link and type “IND GSC : IJP Applicant User Guide” in search bar.

**You’ll achieve more at HSBC**

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