Sales Executive

**About the Company**:
Vistaar is an NBFC promoted by two professional entrepreneurs in 2010. Currently with over 2000 plus employees who believe that by supporting and creating new economic opportunities for deserving small businesses, the lives of these small business families can be enriched and communities can be transformed. The company focuses on the missing middle segment, which is not effectively served by the formal financial system. The objective is to make finance available at a reasonable cost and deliver in a transparent manner. In the process, Vistaar aims to continuously attract mainstream capital and human resources to serve these chosen segments who are the backbone of India’s vibrant economy.

**Basic Information**

**Job Role**

CRO

**Designation**

CRO-SBML

**Department**

Business

**Location**

Branch

**Organizational Relationships**

**Position reporting to**

Branch Manager

**No. of Direct Reports**

Nil

**Job Purpose**
- Sourcing business through the rural/semi urban locations across different states of the country.
- Creating a high quality portfolio
- Sourcing of Files through Channels/DSA for Mortgage Loan
- Ensuring on-time collections

**Key Responsibilities**

**Managerial ** **Responsibilities**

Identifying potential customers in the branch business zone and sourcing them under the assigned product

Managing the relationship with customers to generate business leads to achieve the business target numbers on monthly basis with good customer quality

Ensure timely repayment from the customers sourced

Maintaining cordial relationship with colleagues and peers with team spirit in every action

Execution of task with complete integrity and transparency

**Functional**

**Responsibilities**

Achieving the given target within time limits with the support of BM/CM/Ops

Attending the leads, explaining about the products, procedure and benefits Addressing all queries of customers

Initial scrutiny of business of the customers, ability to repay the loan, character and integrity of the customers

Collection of documents from customers, arranging meeting with higher officials, inspection of the property being offered as collateral and facilitating valuation of the property

Facilitating legal reports with empanelled advocates and customers

Co-ordination between customers and branch officials for sanction and documentation

Ensuring creation of mortgage wherever applicable on a timely basis and with proper verification and papers to be in order with respect to the legal opinion given by the empanelled advocate

Monitoring the portfolio regularly in order to contain any delinquency symptoms in the initial stage by meeting such clients with proactive measures

Sincere and dedicated effort to collect/ recover overdue amount from the respective clients on regular basis

Taking any additional responsibility as and when it is required with focus on deliverables

**Job Requirements**

**Qualifications**

10+2 level or upwards

**Experience**

Minimum experience of 1 year in in banks/NBFC lending

**Functional Competencies**

Building partnerships and coordination among different stake holders such as colleagues, senior officials and customers

Ability to identify business opportunity in the given area

Ability to take action consistent with principles and goals of the organization

**Behavioral**

**Competencies**

Responsibility and accountability

Building trust and relationships among the team members

Proactive approach to lead by example and adhering to codes of conduct and principles

**Key Interactions**

**Internal**

**Nature or purpose of interaction**

**Peers**

Coordination

**Branch Manager, Credit Manager, Cluster Business Manager and Cluster Credit Manager**

Business

**External**

**Nature or purpose of interaction**

VCP

Coordination

Customer

Business

**Salary**: ₹340,000.00 per year

**Benefits**:

- Provident Fund

Schedule:

- Day shift

Ability to commute/relocate:

- Faridabad, Uttar Pradesh: Reliably commute or planning to relocate before starting work (required)

**Education**:

- Master's (preferred)

Shift availability:

- Day Shift (preferred)