Loan or Finance Officer

1 week ago

Ludhiana Punjab, India Saviour Education Abroad Full time

**Key Responsibilities**:

- **Loan Processing and Approval**:

- Assess financial information and conduct risk assessments.
- Make decisions on loan approvals or rejections based on analysis and guidelines.
- **Customer Interaction**:

- Meet with clients to understand their financial needs and objectives.
- Provide advice on loan options and financial products.
- Explain terms, conditions, and repayment schedules to clients.
- **Documentation and Compliance**:

- Collect and verify all necessary documentation (e.g., income statements, credit reports).
- Ensure all loan transactions comply with legal and regulatory requirements.
- **Financial Analysis**:

- Evaluate financial statements, credit reports, and other relevant data to assess risk.
- Use financial models and tools to predict loan performance and potential risks.
- **Loan Management**:

- Monitor and manage the performance of existing loans.
- Address issues related to loan repayments, delinquencies, or defaults.
- Work with clients to restructure loans if needed.
- **Reporting**:

- Prepare reports on loan performance, approvals, and rejections.
- Present findings to management and make recommendations for improvements.
- **Customer Service**:

- Provide exceptional customer service and support throughout the loan process.
- Resolve client inquiries and concerns in a timely and professional manner.
- **Collaboration**:

- Work closely with other departments such as underwriting, risk management, and collections.
- Coordinate with external parties like appraisers and legal professionals.

Pay: ₹14,000.00 - ₹17,000.00 per month

**Experience**:

- total work: 1 year (preferred)

Work Location: In person

**Speak with the employer**
+91 8872097060

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