Loan or Finance Officer

1 week ago


Ludhiana Punjab, India Saviour Education Abroad Full time

**Key Responsibilities**

- **Loan Processing and Approval**

  • Assess financial information and conduct risk assessments.
  • Make decisions on loan approvals or rejections based on analysis and guidelines.

- **Customer Interaction**

  • Meet with clients to understand their financial needs and objectives.
  • Provide advice on loan options and financial products.
  • Explain terms, conditions, and repayment schedules to clients.

- **Documentation and Compliance**

  • Collect and verify all necessary documentation (e.g., income statements, credit reports).
  • Ensure all loan transactions comply with legal and regulatory requirements.

- **Financial Analysis**

  • Evaluate financial statements, credit reports, and other relevant data to assess risk.
  • Use financial models and tools to predict loan performance and potential risks.

- **Loan Management**

  • Monitor and manage the performance of existing loans.
  • Address issues related to loan repayments, delinquencies, or defaults.
  • Work with clients to restructure loans if needed.

- **Reporting**

  • Prepare reports on loan performance, approvals, and rejections.
  • Present findings to management and make recommendations for improvements.

- **Customer Service**

  • Provide exceptional customer service and support throughout the loan process.
  • Resolve client inquiries and concerns in a timely and professional manner.

- **Collaboration**

  • Work closely with other departments such as underwriting, risk management, and collections.
  • Coordinate with external parties like appraisers and legal professionals.

Pay: ₹14,000.00 - ₹17,000.00 per month

**Experience**

  • total work: 1 year (preferred)

Work Location: In person

**Speak with the employer**

+91 8872097060


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