Credit Officer

22 hours ago

Noida Uttar Pradesh, India CloudFirst Full time

**Full job description**

Location:

- Noida**Key Responsibilities**:

- **Risk Assessment**: Conduct credit risk assessments for applicants, ensuring that credits are processed according to the company’s policies and procedures.
- **Communication with Clients**: Interact with customers to gather required information and clarify any queries regarding cloud credit products and processes.
- **Credit Appraisal**: Assist in the preparation of credit appraisals by gathering financial and business data of potential borrowers.
- **Credit Disbursement**: Assist in credit disbursement processes, ensuring timely and accurate completion of formalities.
- **Portfolio Monitoring**: Support CFO in monitoring loan portfolios and identifying any potential risks.
- **Compliance management**

**Skills Required**:

- Strong analytical and numerical skills.
- Good understanding of financial statements and credit analysis.
- Proficiency in MS Office, especially Excel and Word.
- Strong communication and interpersonal skills.
- Attention to detail and accuracy.

Pay: ₹30,000.00 - ₹40,000.00 per month

**Benefits**:

- Paid sick time
- Paid time off
- Provident Fund

Schedule:

- Day shift
- Monday to Friday

Supplemental Pay:

- Performance bonus

Ability to commute/relocate:

- Noida, Uttar Pradesh: Reliably commute or planning to relocate before starting work (preferred)

**Location**:

- Noida, Uttar Pradesh (preferred)

Work Location: In person

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