Credit Appraisal Officer

**Job Description: Underwriter/Credit Appraiser** **Job Overview**: **Key Responsibilities**: - ** Credit Risk Assessment**: - ** Data Analysis & Reporting**: - Conduct detailed analysis of financial data, including income statements, balance sheets, cash flow, and tax returns, to assess the applicant's financial health and stability. Prepare...

**Key Functions** - Visit the Customer’s Workplace / Residence / both to validate key information collected by LO - Complete missing information in StoryBoard provided by the sales executive - Appraise loans from a Credit, Legal and Technical perspective and recommend them to the Credit Committee. - Identify any trends/patterns in appraisal and warn Zonal...

Job Title: Senior Credit Evaluation SpecialistKey Responsibilities and Tasks• Conduct thorough credit evaluations of proposals from Non-Banking Financial Companies (NBFCs) and Finance Institutions (FIGs).• Analyze financial statements, management structures, and operational processes to assess creditworthiness.• Ensure timely delivery of credit...

**Tele-Verifications**: Conduct telephonic verifications for applicants, co-applicants, and references. - **Loan Approval & Disbursement**: Communicate approved cases and required documents in WhatsApp groups. Generate loan agreements in the software, including filling insurance details. Create digital signature invite links and initiate ECS procedures. -...

**Job Title**: Senior Credit Officer **Location**: Rajkot, Gujarat **Company**: Khushbu Auto Finance Ltd. **About Us**: Khushbu Auto Finance Ltd. is a growing NBFC committed to providing tailored financing solutions with a strong focus on customer satisfaction and responsible lending. We are expanding our team and seeking experienced credit professionals to...

Conduct credit appraisal for SME LAP proposals Analyze financial statements, banking transactions, and repayment capacity of borrowers Assess collateral value in coordination with technical and legal teams Prepare detailed credit reports and recommend proposals for sanctioning Ensure adherence to credit policies, regulatory guidelines, and risk frameworks...

Core responsibilities:·Systematically review specific queues and action orders that fall into certain situational categories.· Notify clients and appraiser partners of new/pending requests, updates or changes to the order as indicatedby any of the three major parties: Class Valuation, the appraiser or the client.· Monitor the messages queue and liaise...

As a senior Credit Portfolio Manager, you will play a pivotal role in overseeing the health of our loan portfolio. This involves conducting thorough credit appraisals, underwriting loan applications, and ensuring that our portfolio meets the desired quality standards. You will possess strong analytical skills, a keen understanding of NPA trends, and...

Job Description for Manager-Credit for Svakarma Finance Pvt. Ltd., an NBFC The candidate should be a self-starter who has worked in the Credit department of any bank / NBFC and has a flair for evaluating and analyzing financials, preparing a Credit Assessment Memorandum. The candidate will play a critical role in the Credit Assessment of a Business Loan case...

Core responsibilities:•Systematically review specific queues and action orders that fall into certain situational categories.Notify clients and appraiser partners of new/pending requests, updates or changes to the order as indicatedby any of the three major parties: Valuation, the appraiser or the client.Monitor the messages queue and liaise between the...