Credit Assessment Officer

Job Advertising Instructions

About the role

At ANZ, a bank with 186 years of proud heritage and a purpose to “Shape a world where people and communities thrive”, we always strive to create a balanced, sustainable economy in which everyone can take part and build a better life. With more than 50,000 employees and global headquarters in Melbourne, ANZ is among the top 3 banks in Australia, the largest banking group in New Zealand and Pacific and ranks among the top 50 banks in the world.

Our recruitment decisions are based on the key inherent needs and requirements of each role and applicants are selected based on their unique strengths and characteristics.

About the role
- You will be expected to underwrite loans for Australian Home Buyers.
This role demands an approval authority hence the talent should be strong in analytical & problem solving ability.
Also be quick in learning and interpreting the banks lending & regulatory policies

You will need to have a good commercial acumen and enjoy working with numbers. This will help you get the most out of our training program that teaches you everything you need to know about credit assessment.

But the learning and development doesn’t stop there. You’ll have on-going training opportunities to advance your assessment and business skills, to potentially grow into leadership roles within the assessment team or to move across to other areas of the bank. The skills and experience you will gain as a Credit Assessment Officer are highly sought after across ANZ and the entire financial services industry.

What will you bring?

We always strive to do deliver the best outcomes for our customers and we are inviting professionals with 2-5 years of mortgage lending experience for our Australian home lending. If you love to be based in Bengaluru.

If you believe in boundless opportunities with a growth mindset and are:

- Highly energetic and dynamic professional who is passionate about turning our customers’ dream of home buying, a seamless experience
- Strong in exercising sound judgement backed by analytical, problem solving skills including lending/ serviceability ratios
- Carrying impressive interpersonal skills to communicate effectively with our Australian frontline and leading lenders
- Strong in living cultural and ethical values to demonstrate sense of accountability, collaboration, excellence, integrity and respect
- Strong at managing risks while adhering to Group Credit Policies, Code of Banking and Responsible Lending Practices
- Effective in change management and delivery of desired strategic outcome
- Self-driven to deliver customer centric, accurate and timely customer outcomes as desired by organisational priorities
- Focused on constant learning, broadening perspectives and developing yourself as a thorough banker

ANZ home lending is the place to be

So, why join us?

ANZ is a great place to grow. We know our people look to their leaders to understand what is and isn’t valued.

Developing a growth mindset is at the heart of our culture. It means we actively encourage people to try new things so we can improve. With effort, we can all learn and grow.

We ask our leaders to practice daily leadership behaviours - things like connecting with empathy, empowering people, growing people selflessly, being curious and creating shared clarity. These are the leadership behaviours we need to transform ANZ. We support our leaders with tools, tips and online coaching.