Underwriter

2 days ago

Mumbai, India RECR Consultant Full time

Responsibilities:
Loan.
- The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies
& procedure to honor the agreed SLAs and manage city/area business volumes.
- To conduct personal discussion with customers to establish Credit worthiness.
- Interact with the client, gather requirements, financial statements and other inputs for performing
quality Credit analysis and due diligence. (for renewal & new borrowers)
- To prepare Credit Appraisal Memo (CAM).
- Responsible for Credit Assessment.
- To coordinate with sales to achieve targets and ensure TAT or SLAs are met.
- Work closely with RM/Product partners in structuring Credit solutions and ensuring appropriateness
of the products, and expediting approvals

Qualification & Experience Required:
Graduate/MBA with at least 2 to 4 years’ relevant experience in Credit Underwriting for Salaried
Personal Loan Product of Banks, NBFCs.
Good experience in Credit analysis - Balance sheet, Profit & Loss Statement, Bank Statement.
Credit underwriting work experience within retail lending with any large NBFC or Bank.
secured and unsecured loans with focus in personal loanunderwriting.

**Salary**: From ₹300,000.00 per year

Schedule:

- Day shift

Supplemental pay types:

- Performance bonus

Application Question(s):

- Do you have experience working on Personal Loan?
- What is your current CTC?

**Experience**:

- total work: 2 years (preferred)

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