Associate Decision Scientist

**Associate Decision Scientist
- Pune, India**

Would you like work on a massively global scale with a FinTech company that is poised to revolutionize the industry? Are you interested in joining a globally diverse organization where our unique contributions are recognized and celebrated, allowing each of us to thrive? Then it’s time to join Western Union as an Associate Decision Scientist in AIML Platform Team.

**Western Union powers your pursuit.**

In this role, you will be responsible for managing fraud losses while optimizing revenue opportunities on online Western Union transactions. In this role you will use your analytical skills to develop and maintain a suite of risk models and rules to ensure our customers, as well as Western Union, are protected against fraud.

**Role Responsibilities**
- Develop real time and batch risk models to screen online transactions and stop fraudulent ones
- Document and communicate model results and insights internally
- Support Senior/Staff Risk Scientists with ad-hoc analysis in response to internal and external requests
- Continuously track and evaluate the effectiveness of risk models and rules
- Analyze online transaction activity to identify loss reduction opportunities and devise actionable plans to exploit such opportunities
- Profile customer behavior to identify opportunities to enhance model/rule performance.

**Role Requirements**
- 1-4 years of relevant experience. Data analytics related Master thesis or certified coursework projects will add additional value.
- Strong problem solving and analytical skills
- Strong communication skills to convey fraud insight
- Ability to analyze problems and produce justification to enhance fraud decisions.
- SQL and at least one of the Python/R programming experience and aptitude to learn on the job.
- Working knowledge of developing predictive models like logistic regression, decision tree etc and machine learning techniques.
- Intermediate knowledge of Microsoft Excel/Power BI/PPT
- Exposure to cloud systems like AWS Sage maker/ Dataiku is preferred

**We make financial services accessible to humans everywhere. Join us for what’s next.**

Western Union is positioned to become the world’s most accessible financial services company transforming lives and communities. To support this, we have launched a Digital Banking Service and Wallet across several European markets to enhance our customers’ experiences by offering a state-of-the-art digital Ecosystem. More than moving money, we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward.

**Benefits**

You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few

Your India specific benefits include:

- Employees Provident Fund [EPF]
- Gratuity Payment
- Public holidays
- Annual Leave, Sick leave, Compensatory leave, and Maternity / Paternity leave
- Annual Health Check up
- Hospitalization Insurance Coverage (Mediclaim)
- Group Life Insurance, Group Personal Accident Insurance Coverage, Business Travel Insurance
- Cab Facility
- Relocation Benefit

Western Union values in-person collaboration, learning, and ideation whenever possible. We believe this creates value through common ways of working and supports the execution of enterprise objectives which will ultimately help us achieve our strategic goals. By connecting face-to-face, we are better able to learn from our peers, problem-solve together, and innovate.

Our Hybrid Work Model categorizes each role into one of three categories. Western Union has determined the category of this role to be Hybrid. This is defined as a flexible working arrangement that enables employees to divide their time between working from home and working from an office location. The expectation is to work from the office a minimum of three days a week.

L1-HR1 #LI-Hybrid

Estimated Job Posting End Date:
05-06-2025