Product Associate

2 weeks ago


Mumbai, India Visa Full time

Company Description

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

When you join Visa, you join a culture of purpose and belonging - where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world - helping unlock financial access to enable the future of money movement.

**Join Visa: A Network Working for Everyone.**

**Job Description**:
**How you will make an impact**:
**Why this is important to Visa**:
Tokenization is a key part of the Digital Products Team. The incumbent will be responsible for Tokenization adoption & performance, as well as for identifying the new opportunities that exist within the digital payment landscape across INSA, creating strategies using Token artifacts and capabilities that define Visa s participation in those opportunities, and delivering the capabilities required to capture those opportunities. Within that team, this you will work with a diverse set of stakeholders (internal and external) to deliver solutions using Visa Token Service (VTS) successfully into the market. Supporting the commercialization of tokenization in coordination with cross-functional stakeholders like Sales, Client Services, Marketing, Communications and regional teams Driving strategic programming with existing and new clients (Banks, enablers big techs & fintechs) to create new use-cases and partner with them to grow Visa token transactions & share

**What you will need**:

- Act as a Digital product SME with the ability to understand the platform in its entirety, including, but not limited to, overall architecture, integration options, new networks, connections with other systems and services, related APIs, features and capabilities, implementation nuances, pricing, risks, rules, etc.
- Continuously review the market landscape to identify new use case opportunities covering different types of tokenization initiatives that will position Visa as the market leader
- Identify strategic opportunities for Visa capabilities through an in-depth understanding of the segment and the customer s business needs, leveraging digital opportunities across all product and platforms.
- Play an active role in our digital strategy with a consumer driven mindset to innovate in the digital arena with new use cases or solutions related to the current infrastructure and the future of payments, bringing innovation and transformation to the digital payments space.
- Play an important supporting role in the development, planning and execution of global and regional strategic initiatives, pursuing long-term and mid-term goals for tokenisation.
- Support in creating operating plans, annual KPIs and creating plans for tokenisation, based on alignment with sub-regional client-facing teams and close collaboration with the Business Process Operations function.
- Work with cross-functional teams including sub-regional Digital Solution (DS) teams, government relations, strategy and Client Services teams, in order to support successful deal closure and provide support to clients and internal stakeholders on Visa Token Services.
- Require excellent communication skills and outstanding aptitude to present current and new capabilities leading to practical business solutions.
- Proactively educate the Visa organization on Tokenization evolution, new use cases and available capabilities in order to continue to transform the ecosystem and identify market development and partner opportunities.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office two days a week, Tuesdays and Wednesdays with a general guidepost of being in the office 50% of the time based on business needs.

**Qualifications**:

- Requirements include a minimum of 2 years experience in product management in ecommerce and mobile payments and/or mobile platforms or in payments systems integration and/or digital payments.
- Exceptional interpersonal and presentation skills and a proven ability to influence and communicate effectively across regional and functional lines
- Ability to communicate technical concepts in a clear and articulate fashion to both technical and non-technical internal and external audiences, at varying levels of management
- Ability to work under pressure with tight deadlines and an agile mindset
- Deep commercial acumen - an understanding of the economics of the client s business and the ways digital products
- Kn



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