Personal Loan Executive

1 day ago

Jalandhar, India WIZEENTERPRISES Full time

**PERSONAL Loan Officer Job Description Template**:
We are searching for an experienced and detail-oriented loan officer to join our growing institution. In this position, you will act as a liaison between applicants and our financial institution, helping qualified applicants obtain loans and set up payment plans. Your duties will include meeting with applicants, preparing loan proposals, and examining active loans.

**Responsibilities**:

- Analyze active loan files on a regular basis and recommend solutions to speed up the loan process.
- Complete loan contracts and teach clients on policies and regulations.
- Interview applicants to define financial eligibility and establish debt payment plans.
- Monitor and update account records.
- Prepare detailed loan proposals.
- Respond to applicants' questions and resolve any loan-related issues.
- Operate in compliance with laws and regulations.

**Requirements**:

- Bachelor’s degree in finance or a similar field.
- A minimum of 1-3 years’ experience as a loan officer.
- Solid understanding of local, state, and federal loan regulations.
- In-depth knowledge of computers and banking software.
- Outstanding interpersonal and communication skills.
- Customer service-oriented with exceptional sales skills.

**Job Types**: Full-time, Fresher

Pay: ₹10,086.00 - ₹20,649.32 per month

**Benefits**:

- Cell phone reimbursement
- Paid sick time
- Provident Fund

Schedule:

- Day shift
- Flexible shift
- Morning shift
- Rotational shift

Supplemental pay types:

- Performance bonus
- Yearly bonus

COVID-19 considerations:
WEAR A MASK

Ability to commute/relocate:

- Jalandhar, Punjab: Reliably commute or planning to relocate before starting work (required)

**Experience**:

- total work: 1 year (preferred)

**Speak with the employer**

+91-XXXXXXXXXX

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