Credit Appraisals

**Job Description: Underwriter/Credit Appraiser** **Job Overview**: **Key Responsibilities**: - ** Credit Risk Assessment**: - ** Data Analysis & Reporting**: - Conduct detailed analysis of financial data, including income statements, balance sheets, cash flow, and tax returns, to assess the applicant's financial health and stability. Prepare...

Job Description: JOB TITLE- Credit Appraiser JOB DESCRIPTIONo Analysis of financial statements/credit documents/KYC/Bank statementso Ratio analysiso Checking of Credit Bureau Reporto Underwriting skillo Manage relation with credit reporting agencies JOB LOCATION- AHMEDABAD EDUCATION- M.B.A / MCOM FUNCTIONAL AREA- Retail lending (Mortgages)...

**Tele-Verifications**: Conduct telephonic verifications for applicants, co-applicants, and references. - **Loan Approval & Disbursement**: Communicate approved cases and required documents in WhatsApp groups. Generate loan agreements in the software, including filling insurance details. Create digital signature invite links and initiate ECS procedures. -...

Job DescriptionCredit Appraisal Process & Initiatives Training Quality Management in terms of Audit, Compliance, and Hind sighting Key Responsibilities:Credit, Underwriting, PD

Document Verification: Ensure all loan application documents are accurate and complete. Generate PDF files of verified documents for recordkeeping.Data Entry & Compliance: Input verified data into the loan application system. Perform CIBIL checks and credit appraisals for applicants and co-applicants.Tele-Verifications: Conduct telephonic verifications for...

Roles and ResponsibilitiesConduct credit appraisal, analysis, and underwriting for solar loan applications.Evaluate borrower's financial statements, cash flow projections, and other relevant data to assess creditworthiness.Identify potential risks and develop strategies to mitigate them.Collaborate with internal stakeholders to resolve any issues or concerns...

Evaluate financial statements, bank records, ITRs, and GST data to assess borrower eligibility for UBL Analyze business models, repayment capacity, and potential risks to ensure sound credit decisions Prepare detailed credit appraisal notes and present recommendations to senior credit managers Suggest appropriate loan amount, tenure, and repayment structures...

Role & responsibilitiesAssess creditworthiness of schools applying for loans by analyzing financial statements, operational performance, and repayment capacity.Conduct due diligence, including background checks and site visits, to validate information provided by applicants.Prepare detailed credit appraisal reports and recommend approval/rejection within...

**Job Title**: Credit Officer **Department**: Credit & Risk **Location**: Rajkot, Gujarat **Company**: Khushbu Auto Finance Limited **About the Company**: Khushbu Auto Finance Limited is a fast-growing financial services company specializing in vehicle loans, personal loans, and other retail finance products. We are committed to providing quick,...

**Job Title**: Senior Credit Officer **Location**: Rajkot, Gujarat **Company**: Khushbu Auto Finance Ltd. **About Us**: Khushbu Auto Finance Ltd. is a growing NBFC committed to providing tailored financing solutions with a strong focus on customer satisfaction and responsible lending. We are expanding our team and seeking experienced credit professionals to...