Team Member Credit

4 days ago

Mumbai, India Kotak Mahindra Full time

Job Role:

- Preliminary screening of financing transactions and structuring
- Interaction with in-house team (relationship, legal and operations) to provide solution to clients
- Interaction with client to understand their business model, organization structure and financing needs
- Credit analysis & due diligence. Preparing Credit & Risk Assessment Notes (CRAN) for evaluating risk in borrower, transaction and underlying security and making initial recommendations
- Presenting the proposal to sanctioning authorities
- Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts
- Preparing term sheets. Checking disbursements to ensure compliance with sanctioned terms

Job Requirements:

- CA / MBA Finance with 6-10 years post qualification experience
- The structured lending solutions require ability to:

- Quickly understand and appreciate the key drivers across different businesses
- Develop business plans and forecasts with key sensitivities
- Assess valuation of listed / unlisted companies

Eligibility:

- Spent minimum 1 year in the same division function role location
- Applications can be made for roles in same level or one level above
- IJP policy to be followed

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