Credit Executive

3 days ago

Vadodara, India Plutus Bizz Advisors Pvt. Ltd. Full time

Role: Sr. **Manager Credit Analyst & Manager Debt Indication**

Employment Type: Full time, permanent

Education: CA/ CAP or MBA

Location: Gujarat

Company Name: Plutus Bizz Advisors Pvt. Ltd
- Updated knowledge of the policies
- Responsible for analysis and appraisal of mortgage loans, working capital finance and project finance
- Can take Overall Analytic review of Account, Due Diligence and Market Research Report Verification and Ratio Calculations analysis of applicant's credentials.
- Personal Discussion before recommending proposal besides recording all the factual events/ observations/ discussions to facilitate credit decision by the sanctioning authority.
- Preparing and monitoring system related MIS and data updating for the requirement of the administration of the loans as per the Loan Policy Manual.
- Post disbursement documentation completion and compliance of all conditions including the sanction terms and conditions stipulated on deals.
- Liaising and coordination with banks and Financial Institutions as per the instructions of the competent authority in relation to the matters connected with Credit Appraisal/PD/Sanction/ Disbursement and post
- disbursement compliance.

**Skills and Attributes**:

- Knowledge of financial Statements
- Financial Ratio Analysis
- CMA/Project Finance Reports
- Evaluating the creditworthiness of potential customers.
- Evaluating credit risk
- Analyse financial data
- Review credit limits of existing customers
- Due diligence
- Knowledge of industry
- Ability to multitask
- Well-versed with finance software

**Experience**:
Min 2 years +in Banking and NBFC in Mortgage Loan, Working Capital Loan, SME Loan Department or CAs having sound knowledge and experience of Project Finance in CA firm.

**Salary**: ₹15,000.00 - ₹25,000.00 per month

Schedule:

- Day shift

Supplemental pay types:

- Yearly bonus

**Experience**:

- total work: 1 year (preferred)

Ability to Commute:

- Vadodara, Gujarat (required)

Ability to Relocate:

- Vadodara, Gujarat: Relocate before starting work (required)

**Speak with the employer**
+91 9510771938

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