Current jobs related to Senior Credit Analyst - Kolkata - TD SYNNEX

  • Credit Analyst

    5 days ago

    Kolkata, West Bengal, India Tata Consultancy Services Full time

    Credit/Senior Credit Analyst Job Summary : Skill – Credit Analyst (OTC) Role : Team Member Desired Exp: Range : 3 - 8 years Location – Kolkata Experience : 3-8 years of experience in Order to Cash (O2C) processes in the area of Evaluating credit risk, Review credit limits of existing customers, Analyze financial data of potential customers and existing...

  • 15h Left) Credit Analyst

    7 days ago

    Kolkata, West Bengal, India Tata Consultancy Services Limited Full time

    Job DescriptionKey Responsibilities:1.Negotiate, manage and administer global credit insurance policy on behalf of all UK operating businesses,agreeing the policy with senior management of selected credit insurers and brokers2. Ensure that credit reviews are planned and performed to timetable and in accordance with all procedures , requirements and...

  • Senior Portfolio Analyst

    4 days ago

    Kolkata, West Bengal, India TATA CAPITAL Full time

    Job DescriptionTATA CAPITAL is looking for a skilled Senior Portfolio Analyst to join our mortgage lending team. In this role, you will be responsible for underwriting loan applications and managing the portfolio in assigned branch locations.Main ResponsibilitiesAssess and review loan applications to ensure they meet established criteria and...

  • Global Credit Assessment Leader

    3 days ago

    Kolkata, West Bengal, India Tata Consultancy Services Limited Full time

    Job ResponsibilitiesThe Global Credit Assessment Leader will be responsible for leading the development and implementation of strategies to assess the credit worthiness of customers. This will involve developing and maintaining systems to assess customer credit risk, as well as working with senior credit managers to develop and maintain systems to...

  • Credit Insurance Policy Manager

    3 days ago

    Kolkata, West Bengal, India Tata Consultancy Services Limited Full time

    Job OverviewWe are looking for a talented Credit Insurance Policy Manager to join our team at Tata Consultancy Services Limited. The ideal candidate will have experience in managing global credit insurance policies and negotiating with senior management of selected credit insurers and brokers.Responsibilities:Administer global credit insurance policy on...

  • Senior Credit Analyst

    3 weeks ago

    Kolkata, West Bengal, India TD SYNNEX Full time

    Purpose StatementCredit evaluation and analysis.AR managementFinance and Accounting process.DimensionsAnalyse and evaluate financial position of customers/vendors on a daily basis.Ensure OTIF collection + follow up outstanding AR on a weekly basis.External audits & Tax compliance + finance report on a monthly basisKey Accountabilities:Credit analysis and...

  • Senior Credit Recovery Manager

    19 hours ago

    Kolkata, West Bengal, India NIS Management Ltd Full time

    Job SummaryNIS Management Ltd seeks a seasoned Senior Credit Recovery Manager to oversee credit collection for 600+ business clients and 100+ government clients across India. Key responsibilities include managing the collection process, leading a team of 6-7 collection executives, developing strategies to improve recovery rates, and negotiating with clients...

  • Credit Management Specialist

    7 days ago

    Kolkata, West Bengal, India Tata Consultancy Services Limited Full time

    Job OverviewTata Consultancy Services Limited is seeking a skilled Credit Management Specialist to join our team. As a key member of the finance department, you will play a crucial role in ensuring the effective management of credit limits and insurance policies across all UK operating businesses.Key Responsibilities1. Negotiate and administer global credit...

  • Senior Financial Risk Manager

    4 days ago

    Kolkata, West Bengal, India Tata Consultancy Services Full time

    Job SummarySkill – Credit Analyst (OTC) Role : Senior Manager Desired Exp: Range : 12 - 15 years (Individual Contributor Role) Location – KolkataExperience:12-15 years of experience in evaluating credit risk, reviewing credit limits of existing customers, analyzing financial data of potential customers and existing customers per company policy...

  • Global Credit Insurance Manager

    7 days ago

    Kolkata, West Bengal, India Tata Consultancy Services Limited Full time

    Job DescriptionIn this role, you will be responsible for managing credit limits and insurance policies across all UK operating businesses. This includes negotiating with senior management of selected credit insurers and brokers, administering global credit insurance policies, and approving or recommending credit limit approvals.Key Responsibilities1. Develop...

  • Credit and Collections Expert

    4 days ago

    Kolkata, West Bengal, India Tata Consultancy Services Full time

    About UsTata Consultancy Services (TCS) is a leading global IT services company committed to delivering innovative, industry-specific business solutions. With over four decades of experience, we have established ourselves as a trusted partner for organizations seeking to leverage technology to drive growth, efficiency, and innovation.At TCS, we pride...

  • Senior Financial Analyst

    7 days ago

    Kolkata, West Bengal, India Tata Consultancy Services Limited Full time

    Company OverviewTata Consultancy Services Limited is a leading IT services company that provides business consulting, technology, and engineering services to clients around the world. Our mission is to help clients transform and succeed in a rapidly changing world.SalaryThe salary for this position is competitive and based on industry standards.Job...

  • Credit Initiation Supervisor

    1 week ago

    Kolkata, India Citi Full time

    The Credit Initiation Supervisor is an intermediate management level position responsible for providing full leadership and direction to a team of employees in an effort to assess the ability of individuals, companies and institutions to meet the demands of loans, agreements and extended obligations in coordination with the Operations - Services team.The...

  • Senior Analyst

    3 weeks ago

    Kolkata, West Bengal, India HSBC Full time

    Job descriptionBusiness GRA WCR Model Monitoring MREO - Model Risk Evaluation and Oversight Open positions 1Role Title Senior Analyst Manager - Decision Sciences GSCsGlobal Career Band GCB 6 2 6 3Location Country city R C GRA KolkataRecruiter Name Anitha AllimandadiThe Opportunity Purpose of Department Global Business Global Function GRA ...

  • Manager - Retail Credit - Credit - Housing - Em - Kolkata - Avani Signature Building - Jm

    1 week ago

    Kolkata, West Bengal, India TATA CAPITAL Full time

    xe8 xb7 xaf To underwrite mortgage business and manage the portfolio in assigned branch locationCore Responsibilities o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities o Under write proposals as per the laid down policies procedure to honour...

  • Procurement Analyst

    7 days ago

    Kolkata, West Bengal, India Tata Consultancy Services Limited Full time

    Job OverviewTata Consultancy Services Limited is a leading IT consulting and business solutions organization that empowers its clients to transform and thrive in an increasingly digital world. We are committed to helping our clients succeed through innovative technology solutions, strategic advisory services, and a passion for delivering exceptional...

  • Avp - Wholesale Credit Gsc's

    2 weeks ago

    Kolkata, India HSBC Full time

    -Job description **Business**:Wholesale Credit Risk Management [WCRM]** **Open positions: 1** **Role Title**:AVP - Wholesale Credit GSc's** **Global Career Band: 5** **Location **:Kolkata / Hyderabad / Bangalore** **Recruiter Name**:Padmashree V** **Why Join Us**: Wholesale Credit Approval function is one of the activities within Wholesale Credit Risk...

  • Manager

    3 weeks ago

    Kolkata, West Bengal, India Tata Consultancy Services Full time

    Job Summary :Skill – Credit Analyst (OTC)Role: Senior ManagerDesired Exp: Range: 12 - 15 years (Individual Contributor Role)Location – KolkataExperience:12-15 years of experience in Order to Cash (O2C) processes in the area of Evaluating credit risk, Review credit limits of existing customers, Analyze financial data of potential customers and existing...

  • Manager

    4 days ago

    Kolkata, West Bengal, India Tata Consultancy Services Full time

    Job Summary : Skill – Credit Analyst (OTC) Role : Senior Manager Desired Exp: Range : 12 - 15 years (Individual Contributor Role) Location – Kolkata Experience: 12-15 years of experience in Order to Cash (O2C) processes in the area of Evaluating credit risk, Review credit limits of existing customers, Analyze financial data of potential customers...

  • Risk Management Specialist

    3 days ago

    Kolkata, West Bengal, India Tata Consultancy Services Limited Full time

    Job DescriptionTata Consultancy Services Limited seeks a skilled Risk Management Specialist to join its team. The successful candidate will be responsible for managing global credit insurance policies, negotiating with senior management of selected credit insurers and brokers, and ensuring that credit reviews are planned and performed to timetable and in...

Senior Credit Analyst

1 week ago

Kolkata, India TD SYNNEX Full time
Purpose Statement

  • Credit evaluation and analysis.

  • AR management

  • Finance and Accounting process.

Dimensions

  • Analyse and evaluate financial position of customers/vendors on a daily basis.

  • Ensure OTIF collection + follow up outstanding AR on a weekly basis.

  • External audits & Tax compliance + finance report on a monthly basis

Key Accountabilities:

Credit analysis and evaluation.

  • Able to read and understand financial statements of business partners.

  • Calculate key financial KPIs such as profitability ratios, liquidity ratios and effectiveness ratios.

  • Propose appropriate credit limits for customers with strong business justification.

  • Ensure the up-to-date credit limit in the systems that can support the business.

AR management

  • Regularly update AR status and collection in progress to management.

  • Target to reduce AR days to improve working capital status.

  • Working closely with insurance company to mitigate credit risks.

  • Target no bad debts and follow up any legal actions on AR collection.

  • Customers master data maintenance

Finance and accounting process.

Internal reports and external audit support.

  • Assist Finance manager on external audit process.

  • Update actual financial reports such as P&L, Cashflow, AR, AP management.

  • Monitor top 10 vendors in terms of revenue and CM2.

  • Monitor top 20 customers and working with relevant stakeholders to build on and follow incentives schemes.

  • Quarterly brief Balance sheet and P&L reports

Tax supports

  • Monthly VAT and WHT declaration

  • Monthly VAT and WHT payment settlements

  • Monthly PIT payment settlements

  • Annually Business license Tax

  • Monthly Tax payment summary report

  • Quarterly CIT

Cash management

  • Daily cash report to Treasury team

  • 18 months rolling Funding plan.

  • Maximize fixed deposit by using idle cash regularly.

People

  • Building relationship with:  Finance department, internal Stakeholder, Business’s partner, external suppliers.

  • Review work processes and system to improve efficiency and Accountability.

  • Ensure that own roles assigned operate under an effectiveness of control environment.

  • Self-development

Context

  • This position is required to ensure document aligned with company procedure and policy; payment is exact (amount, supplier)

  • VAS, local tax regulations and other relevant regulations such as social insurance, statistics, administration affairs

Knowledge, Skills and Experience:

  • Diploma in accounting

  • ACCA and Big4 background are preferred.

  • Good knowledge at Financial Accounting,

  • SAP system is preferred.

  • Maintain supportive relationship with other Finance Department and other functional Departments.

  • Always behave in constructive and professional manner when dealing with internal and external business contact

  • Intermediate level knowledge of modern accounting and accountancy practice and techniques, including some actual prior accounting and finance experiences (more than 2 years) either in an Accounting/Audit/Consultancy companies.

Key Skills:

  • Ability to communicate effectively (under guidance) with a cross-functional audience.

  • Capacity to adapt behavior to cope with changing environment/processes.

  • Ability to propose solutions, and reasonable communication and influencing skills.

  • A person who works well with guidance but is also self-motivated.

  • Spoken and written English must be of a high standard.

Key Success Factors

  • Align with the company policy as well as local tax regulations.

  • AR monthly reconciliation

  • Clear on monthly basis with no pending / old ageing items

  • Timely and accurate posting and report submission

Working Relationship:

Internal:

Line manager, peers, stakeholder

External:

Internal Auditors, External Auditors, supplier and local authorities

Additional Comments

  • Effective working relationship with Line Manager, peers and cross-functional departments team across the organization

  • Ability to work in the field with little supervision.

  • Self-motivated to conduct tasks assigned and reviews on-time/in full.

  • High level of understanding of processes and controls to identify opportunities for improvements.

  • Ability to negotiate and manage discussions with senior managers in order to effectively conduct task reviews.

What’s In It For You?

  • Elective Benefits: Our programs are tailored to your country to best accommodate your lifestyle.
  • Grow Your Career: Accelerate your path to success (and keep up with the future) with formal programs on leadership and professional development, and many more on-demand courses.
  • Elevate Your Personal Well-Being: Boost your financial, physical, and mental well-being through seminars, events, and our global Life Empowerment Assistance Program.
  • Diversity, Equity & Inclusion: It’s not just a phrase to us; valuing every voice is how we succeed. Join us in celebrating our global diversity through inclusive education, meaningful peer-to-peer conversations, and equitable growth and development opportunities.
  • Make the Most of our Global Organization: Network with other new co-workers within your first 30 days through our onboarding program.
  • Connect with Your Community: Participate in internal, peer-led inclusive communities and activities, including business resource groups, local volunteering events, and more environmental and social initiatives.