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Pune, Maharashtra, India Skill Ventory Full time

Roles and Responsibilities

JD:

Looking after credit underwriting of Machine Loan

Credit Appraisal of Loan applications within defined product/policy guidelines and accordingly take decision or recommend for approval to higher authorities

Adherence to the accepted level of Turn Around Time (TAT) in processing of Loan files

Managing Credit vendors involved in the verification process

Co-ordinating with internal teams like RCU, Operations and Sales in terms of resolving the discrepancies in the processing of loan files

Desired level of portfolio quality and enabling achievement of Branch Business target

Conducting Personal Discussions with Customer to understand his/her financial need, business model, cash flow, end use of funds and collateral related aspects

Sound knowledge understanding of local market and property nuances related to local area

Work closely with the Regional Credit Manager (RCM) on offering innovative product offerings

Review of Underwriting process and provide necessary training inputs to Credit Mangers

Manage the technical and Legal evaluation process

To ensure Post Disbursement Documents (PDD) for Branch and Area is monitored and is well within the threshold