Business Analyst

7 days ago

Gurugram, India PayU Full time
About PayU PayU, a leading payment and Fintech company in 50+ high-growth markets throughout Asia, Central and Eastern Europe, Latin America, the Middle East and Africa, part of Prosus group, one of the largest technology investors in the world is redefining the way people buy and sell online for our + merchants and millions of consumers. As a leading online payment service provider, we deploy more than 400 payment methods and PCI-certified platforms to process approximately 6 million payments every single day.  Role: Business Analyst Company: PayU  Location: Gurgaon /Bangalore/Mumbai Roles and Responsibilities: .Use data mining and quantitative analysis to identify drivers of business growth..Provide end-to-end delivery of process improvements including inception / identification of opportunity, analytical solutioning, stakeholder buy-in and co-ordinating with partner teams for market delivery.·Investigate, create, implement and validate various risk and financial forecasts using complex data including cohort and time series analysis of loan balances, revenue performance, net income performance, portfolio dynamics, etc. and ensure an enterprise wide consistency in estimations.·Use internal data and leverage macro level business intelligence to improve product offering, prevent missed opportunities or drive business commercials.·Demonstrate governance, control and risk management behaviours in alignment with policies and practices.·Perform detailed analysis and interpret information to make recommendations to Senior management on critical strategies including non-standard and ad-hoc requests as determined by management.·Ensure the timely and effective communication of forecasting results & variance drivers; anticipating potential needs in an effort to establish and maintain good working relationships with key business stakeholders..Perform diagnostic and predictive analytics to help create strategies that enable growth..Develop and monitor Pricing Framework for Acquisitions and Portfolio Management..Interface with Acquisition, Policy, Product, Marketing, Finance, and Operations teams to help build relationships, set goals and track performance, providing an actionable feedback loop.

Required qualifications and experience:

Undergraduate degree in Economics, Engineering or Mathematics. Minimum 2 years of relevant experience in an analytics role. Experience within banking, financial services or any other credit / lending domain is a good to have. Minimum 2 years of hands-on experience with SQL. Experience with Python / R / SAS is a plus. Familiarity with basic statistics and techniques used in marketing analytics (Time series forecasting, hypothesis testing, A/B testing). Fair understanding of business metrics that may drive a financial product. Preferred candidates should be able to understand the P&L of a credit product. Hands-on experience / familiarity with bureau data or credit policy is good to have.

About us At PayU, we are a global fintech investor and our vision is to build a world without financial borders where everyone can prosper. We give people in high-growth markets the financial services and products they need to thrive. Our expertise in 18 high-growth markets enables us to extend the reach of financial services. This drives everything we do, from investing in technology entrepreneurs, to offering credit to underserved individuals, to helping merchants buy, sell and operate online. Being part of Prosus, one of the largest technology investors in the world, gives us the presence and expertise to make a real impact. Find out more Our Commitment To Building A Diverse And Inclusive Workforce  As a global and multi-cultural organization with varied ethnicities thriving across locations, we realize that our responsibility towards fulfilling the D&I commitment is huge. Therefore, we continuously strive to create a diverse, inclusive and safe environment, for all of our people, communities and customers. Our leaders are committed to create an inclusive work culture which enables transparency, flexibility and unbiased attention to each and every PayUneer so they can succeed, irrespective of gender, color or personal faith. An environment where every person feels they belong, that they are listened to, and where they are empowered to speak up. At PayU we have zero tolerance towards any form of prejudice whether a specific race, ethnicity, or of persons with disabilities or the LGBTQ communities.

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