Credit policy
6 days ago
What drives us? Imagine: a single tap on your phone unlocks a world that transforms your entire car ownership journey, covering every milestone - from finding your perfect match to keeping it running smoothly, to selling it later. That's the future we're building at CARS24 Financial Services. Our mission is to ensure car ownership is stress-free. We want our customers to focus on the open road, not roadside worries. We're building a One Stop shop - a Super App for all their car needs, powered by technology, data science, and deep customer insights, we are already one of the largest Auto Tech companies in the world, but we are not stopping here. We aim to grow 10x in the next five years. What will you drive? The Working Capital/Dealer finance Credit Policy and Portfolio Manager will be responsible for developing, implementing, and managing credit policies for working capital products. The role involves overseeing the performance of the working capital portfolio, assessing risks, and ensuring compliance with regulatory standards. This position requires a strong understanding of credit underwriting, portfolio risk management, and financial analysis. Key Responsibilities: Credit Policy Development: Develop and implement credit policies for working capital products tailored to different segments (SME, Dealer finance, cash credit or overdraft etc.). Ensure alignment of credit policies with regulatory requirements and internal risk appetite. Underwriting and Risk Assessment: Design and improve credit underwriting frameworks to assess the creditworthiness of borrowers. Portfolio Management: Monitor and manage the working capital portfolio to ensure healthy performance. Conduct regular portfolio reviews to identify emerging risks. Credit Approval Process: Oversee the credit approval process for working capital products. Manage exceptions and escalate significant credit issues. Stakeholder Management: Work with business development teams to align credit policy with market needs. Risk Reporting and Analytics: Develop periodic risk reports and dashboards for senior management. Use data analytics to refine credit policies. Process Improvement: Identify opportunities for process automation and improvements in credit evaluation. Who are we looking for? Minimum 7 years of experience in credit risk management, portfolio management, or credit underwriting, preferably in working capital or SME lending. Prior experience in automotive financing, especially with dealer loans and floor plan financing. Strong understanding of credit risk analysis, underwriting processes, and working capital products. Knowledge of financial statement analysis, cash flow analysis, and lending principles. Interested folks can share their resume at - along with their current compensation details.
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Credit Policy Analyst
2 days ago
Gurgaon, Haryana, India Connexions Full timeRisk & Portfolio Management SpecialistAt Connexions, we focus on driving financial inclusion for underserved populations through our credit, savings, and financial services.About the JobThis role involves supporting credit policy decisions, managing lending portfolio performance, and identifying opportunities for growth with partner...
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Credit Policy and Portfolio Specialist
1 week ago
Gurgaon, Haryana, India CARS24 Full timeAbout UsCARS24 Financial Services is revolutionizing car ownership with a seamless, end-to-end experience. Our mission is to make car ownership stress-free, allowing customers to focus on the joy of driving. We're building a OneStop shop – a Super App for all their car needs – powered by technology, data science, and deep customer insights.Job OverviewWe...
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Credit Policy
2 weeks ago
Gurgaon, India CARS24 Full timeWhat drives us? Imagine: a single tap on your phone unlocks a world that transforms your entire car ownership journey, covering every milestone - from finding your perfect match to keeping it running smoothly, to selling it later. That's the future we're building at CARS24 Financial Services. Our mission is to ensure car ownership is stress-free....
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Risk Policy Framework Strategist
3 weeks ago
Gurgaon, Haryana, India Home Credit India Full timeWe are seeking an experienced Risk Policy Framework Strategist to join our team at Home Credit India. As a key member of our underwriting team, you will be responsible for defining and implementing the credit underwriting framework that drives our business forward.Job Summary:The ideal candidate will have a strong background in risk management, with...
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Risk Policy Underwriting Strategist
1 month ago
Gurgaon, Haryana, India Home Credit India Full timeAbout the Role:We are seeking a skilled Risk Policy Underwriting Strategist to join our team at Home Credit India. This is an exciting opportunity for someone with expertise in credit underwriting and risk management.Key Responsibilities:Develop and implement a comprehensive credit underwriting framework that aligns with our risk appetite.Collaborate with...
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Digital Credit Policy Expert
12 hours ago
Gurgaon, Haryana, India Comviva Technologies Full timeAbout Yabx: A Leading Fintech ProviderYabx is a leading fintech provider recognized for delivering best-in-class digital lending solutions across emerging markets. With a strong focus on leveraging alternative data from partner networks, mobile wallets, and payment gateways, we create innovative and profitable loan programs for new-to-credit (NTC) customers....
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DMI Finance
2 months ago
Gurgaon, India DMI Finance Full timeVice President - Credit & Policy, Cross Sell - Building X Sell capabilities for the entire portfolio up to and including partner base X-sell and direct to customer X-sell . Optimize risk and approvals to achieve organizational business-objective.- Devise and drive different cross-sell programs leveraging the existing digital assets which helps in...
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Credit Officer
8 months ago
Gurgaon, India NatWest Group Full timeOur people work differently depending on their jobs and needs. From hybrid working to flexible hours, we have plenty of options that help our people to thrive. This role is based in India and as such all normal working days must be carried out in India. Join us as a Credit Officer - We'll look to you to identify, assess and manage credit risks - You’ll...
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Gurgaon, Haryana, India Comviva Technologies Full timeAbout YabxYabx is a pioneering fintech infrastructure and services provider, renowned for delivering cutting-edge digital lending solutions across high-potential emerging markets. With a strong focus on leveraging alternative data from partner networks, mobile wallets, and payment gateways, we create innovative and profitable loan programs for new-to-credit...
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Stashfin - Head of Risk Policy and Compliance
4 weeks ago
Gurgaon, Haryana, India Stashfin Full timeAt Stashfin, we are seeking an experienced Risk Policy Manager to lead our risk management initiatives. This role requires a deep understanding of credit risk models, data analytics, and policy formulation.Key Responsibilities:Develop, implement, and maintain risk and credit models.Collaborate with the Data Sciences team to ensure models are accurate and...
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Credit Risk Analytics Lead
2 days ago
Gurgaon, Haryana, India Comviva Technologies Full timeAbout the RoleWe are seeking a Credit Risk Analytics Lead to join our team in Africa. The successful candidate will be responsible for developing and executing a credit risk analytics strategy that drives business growth while minimizing risk.The ideal candidate will have a deep understanding of scorecards, credit policies, and risk management in an...
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Credit Risk Analyst
15 hours ago
Gurgaon, India Valiance Solutions Full timeAbout Us:Valiance is a global AI & Data analytics firm helping clients build cutting-edge technology solutions for digital transformation. We work with some of the marquee brands across India, US and APAC to build transformative solutions for Credit Risk, Fraud, Predictive Maintenance, Quality Inspection, Data lake, IOT analytics etc. Our team comprises 120+...
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Credit risk manager
2 hours ago
Gurgaon, India Brick2Wall Full timeCompany Description Brick2 Wall is a global trading house headquartered in Gurugram, with offices in Chennai & Singapore, with active trade positions in ferrous and finished steel business. Our aim is to create value for stakeholders in complex, fragmented and traditional supply chains across industries by reducing operational and financial inefficiencies....
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Credit risk manager
17 hours ago
Gurgaon, India Brick2Wall Full timeCompany DescriptionBrick2 Wall is a global trading house headquartered in Gurugram, with offices in Chennai & Singapore, with active trade positions in ferrous and finished steel business. Our aim is to create value for stakeholders in complex, fragmented and traditional supply chains across industries by reducing operational and financial inefficiencies. We...
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Credit Risk Manager
15 hours ago
Gurgaon, India Brick2Wall Full timeCompany DescriptionBrick2Wall is a global trading house headquartered in Gurugram, with offices in Chennai & Singapore, with active trade positions in ferrous and finished steel business. Our aim is to create value for stakeholders in complex, fragmented and traditional supply chains across industries by reducing operational and financial inefficiencies. We...
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Credit Risk Analyst
1 hour ago
Gurgaon, India Valiance Solutions Full timeAbout Us: Valiance is a global AI & Data analytics firm helping clients build cutting-edge technology solutions for digital transformation. We work with some of the marquee brands across India, US and APAC to build transformative solutions for Credit Risk, Fraud, Predictive Maintenance, Quality Inspection, Data lake, IOT analytics etc. Our team comprises...
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Credit Risk Manager
1 day ago
Gurgaon, India Brick2Wall Full timeCompany Description Brick2Wall is a global trading house headquartered in Gurugram, with offices in Chennai & Singapore, with active trade positions in ferrous and finished steel business. Our aim is to create value for stakeholders in complex, fragmented and traditional supply chains across industries by reducing operational and financial inefficiencies....
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Credit Risk Specialist
3 weeks ago
Gurgaon, Haryana, India Acuity Knowledge Partners Full timeWe are seeking a Credit Risk Specialist to join our team at Acuity Knowledge Partners. In this role, you will be responsible for analyzing credit risk fundamentals and developing strategies to mitigate potential risks.Key Responsibilities:Analyze credit risk data and develop recommendations for improving portfolio performanceConduct thorough analysis of...
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Corporate Credit Risk Manager
12 hours ago
Gurgaon, Haryana, India Crisil Limited Full timeJoin our team as a Corporate Credit Risk Manager at Crisil Limited, where you will be responsible for ensuring timely and accurate credit ratings for corporate clients.Responsibilities:Conduct thorough credit analysis and risk assessment of companiesDevelop and maintain strong relationships with clients and stakeholdersPresent findings and recommendations to...
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Senior Commercial Credit Analyst
3 weeks ago
Gurgaon, Haryana, India Crisil Limited Full timeAbout Crisil LimitedCrisil Limited is a leading provider of credit risk and rating services. We help our clients make informed investment decisions by providing accurate and unbiased credit ratings.Job OverviewWe are seeking an experienced Senior Commercial Credit Analyst to join our team in Portfolio Risk Management. As a key member of our team, you will be...