Risk Policy Framework Strategist

1 day ago


Gurgaon, Haryana, India Home Credit India Full time

We are seeking an experienced Risk Policy Framework Strategist to join our team at Home Credit India. As a key member of our underwriting team, you will be responsible for defining and implementing the credit underwriting framework that drives our business forward.

Job Summary:

The ideal candidate will have a strong background in risk management, with experience in developing and implementing credit underwriting policies and procedures. You will work closely with our sales, marketing, and data science teams to ensure that our risk appetite is met and that we maintain a high level of customer satisfaction.

Key Responsibilities:

  • Define and implement the credit underwriting framework that aligns with our risk appetite
  • Develop and maintain relationships with business teams such as Sales, CRM, Marketing, Digital, and Data Science
  • Leverage big data sources such as credit bureau data, SDK data, telecom data, and Geo data to inform underwriting strategies
  • Monitor and meet vintage risk levels within the risk appetite
  • Collaborate with cross-functional teams to identify and mitigate risks

Requirements:

  • Bachelor's degree in Finance, Economics, or a related field
  • Minimum 5 years of experience in risk management or underwriting
  • Strong analytical and problem-solving skills
  • Excellent communication and interpersonal skills
  • Proficiency in SQL and data analysis tools

Salary:

The estimated salary for this role is ₹1,200,000 - ₹1,800,000 per annum, depending on experience.



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