Credit Manager-Mass Market

4 days ago

Bangalore, India Godrej Capital Full time
Godrej Capital is a subsidiary of Godrej Industries and is the holding company for Godrej Housing finance & Godrej Finance. With a digital-first approach and a keen focus on customer-centric product innovation, Godrej Capital offers Home Loans, Loan Against Property, Property Loans, Business Loans and is positioned to diversify into other customer segments and launch new products. The company is focused on building a long-term, sustainable retail financial services business in India, anchored by Godrej Group’s 125+year legacy of trust and excellence. Godrej Capital has a special focus on learning and capability development across its employee base and is committed to diversity, equity, and inclusion as a guiding principle.
As it stands, Godrej Capital holds a spot among India's Top 50 Best Workplaces in BFSI 2023 and is also recognized as one of India’s Great Mid-Size Workplaces 2023. Beyond that, it has also had the honor of being named the Best Organization for Women by The Economic Times in both 2022 and 2023, and the Best Workplaces for Women by Great Place to Work in 2022 and in 2023.

Credit Manager-Mass Market
Credit Manager
Area Credit Manager
Risk (Underwriting)
The role incumbent will be responsible for end-to-end credit underwriting and disbursal of mortgage loans
Credit assessment and underwriting of mortgage loan applications based on product and policy norms – end to end from login to disbursal of loans
• Appraising loan applications for credit worthiness ensuring adherence to KYC norms, credit bureau assessment and financials
• Disbursal of Mortgage Loans including all checks and verifications
• Coordination with legal, technical and processing vendors and training of vendors and vendor staff on processes and polices
• Participate in and clear regular internal and external audits
• Vendor management, including quality monitoring Qualification & experience
Qualification & experience
Years of experience – 3 to 5 years preferred
Mandatory Qualification – MBA in Finance/CA
Working knowledge of mortgage underwriting especially in the subjective underwriting phase & has worked in the same geography as role
Good to have - Basic financial knowledge of P&L / Balance Sheet and financial ratios
Adhere to expected TAT without compromising on quality
Work collaboratively with Sales and Operations team in the location to achieve strategic business goals
Technology skills – understanding of and working with existing market technologies in the mortgage industry

  • Credit manager-mass market

    3 days ago

    Bangalore, India Godrej Capital Full time

    Godrej Capital is a subsidiary of Godrej Industries and is the holding company for Godrej Housing finance & Godrej Finance. With a digital-first approach and a keen focus on customer-centric product innovation, Godrej Capital offers Home Loans, Loan Against Property, Property Loans, Business Loans and is positioned to diversify into other customer segments...

  • Credit Manager-Mass Market

    4 days ago

    Bangalore, India Godrej Capital Full time

    Godrej Capital is a subsidiary of Godrej Industries and is the holding company for Godrej Housing finance & Godrej Finance. With a digital-first approach and a keen focus on customer-centric product innovation, Godrej Capital offers Home Loans, Loan Against Property, Property Loans, Business Loans and is positioned to diversify into other customer segments...

  • Credit Manager-Mass Market

    5 days ago

    bangalore, India Godrej Capital Full time

    Godrej Capital is a subsidiary of Godrej Industries and is the holding company for Godrej Housing finance & Godrej Finance. With a digital-first approach and a keen focus on customer-centric product innovation, Godrej Capital offers Home Loans, Loan Against Property, Property Loans, Business Loans and is positioned to diversify into other customer segments...

  • Credit Management Associate

    6 days ago

    Bangalore, India Sustainability Economics.ai Full time

    Associate – Project Risk & Credit Solutions Sustainability Economics is a global organisation targeting the markets of US, Japan, EU, UK, Canada and Singapore. As a pioneer, our focus is on the Lifecycle Management of E2E Net-Zero transitions while leveraging our automation-first approach. With our team of professionals who have extensive domain and...

  • Mass Retail Distribution Head

    1 week ago

    Bangalore, India Vodafone Idea Limited Full time

    Role Mass Retail Distribution Head (MRD) Job Level/ Designation M3 Function / Department S&D Location Bangalore Job Purpose Formulate and implement the circle mass distribution strategy, in consultation with the Sales Head Achieve Gross and Net Acquisition target in the circle for the distribution channel Attain market leadership...

  • Credit and Product Manager-FI Lending

    1 day ago

    bangalore, India Capup Financial Services Private Limited Full time

    Company DescriptionCapup Financial Services Private Limited is an RBI-registered NBFC-ND-ICC based out of Bangalore. We primarily offer secured loans to MSMEs and Secured Loans to Other Financial Institutions. We currently have an AUM of 55 CR and envision rapid growth with team expansionRole DescriptionThis is a full-time role for a Product Lead, located in...

  • Sr. Product Manager, Co-branded Credit Card

    1 week ago

    Bangalore, India Amazon Full time

    Amazon Pay ( APIPL) is seeking an innovative and highly motivated Product leader to reimagine the future of India's credit card industry, and scale India's #1 co-branded credit card, to new heights. Amazon Pay is on a mission to offer its customers the most convenient, rewarding and trusted payment experience and Amazon’s co-branded credit card - "Amazon...

  • Credit executive

    3 days ago

    Bangalore, India VEGROW Full time

    Role: Executive - Credit Location: Bengaluru, Karnataka Role Overview: We are looking for an Executive – Credit to manage credit onboarding and credit operations for our customers in the Fx S Mango & Apple segment. The ideal candidate should have strong Excel skills and be comfortable working both in-office and on-field, depending on business needs. ...

  • Credit Executive

    4 days ago

    Bangalore, India VEGROW Full time

    Role: Executive - Credit Location: Bengaluru, Karnataka Role Overview: We are looking for an Executive – Credit to manage credit onboarding and credit operations for our customers in the FxS Mango & Apple segment. The ideal candidate should have strong Excel skills and be comfortable working both in-office and on-field, depending on business...

  • Credit Executive

    5 days ago

    bangalore, India VEGROW Full time

    Role: Executive - CreditLocation: Bengaluru, KarnatakaRole Overview: We are looking for an Executive – Credit to manage credit onboarding and credit operations for our customers in the FxS Mango & Apple segment. The ideal candidate should have strong Excel skills and be comfortable working both in-office and on-field, depending on business needs.Key...