Credit manager-mass market

3 weeks ago


Bangalore, India Godrej Capital Full time

Godrej Capital is a subsidiary of Godrej Industries and is the holding company for Godrej Housing finance & Godrej Finance. With a digital-first approach and a keen focus on customer-centric product innovation, Godrej Capital offers Home Loans, Loan Against Property, Property Loans, Business Loans and is positioned to diversify into other customer segments and launch new products. The company is focused on building a long-term, sustainable retail financial services business in India, anchored by Godrej Group’s 125+year legacy of trust and excellence. Godrej Capital has a special focus on learning and capability development across its employee base and is committed to diversity, equity, and inclusion as a guiding principle. The organization has been consistently recognized as a Great Place to Work TM receiving certifications in 2022 and 2023. As it stands, Godrej Capital holds a spot among India's Top 50 Best Workplaces in BFSI 2023 and is also recognized as one of India’s Great Mid-Size Workplaces 2023. Beyond that, it has also had the honor of being named the Best Organization for Women by The Economic Times in both 2022 and 2023, and the Best Workplaces for Women by Great Place to Work in 2022 and in 2023. Credit Manager-Mass Market Designation Credit Manager Grade Senior Executive Reporting to Area Credit Manager Location Mumbai & Pune Function Risk (Underwriting) Job Purpose The role incumbent will be responsible for end-to-end credit underwriting and disbursal of mortgage loans Role • Credit assessment and underwriting of mortgage loan applications based on product and policy norms – end to end from login to disbursal of loans • Appraising loan applications for credit worthiness ensuring adherence to KYC norms, credit bureau assessment and financials • Disbursal of Mortgage Loans including all checks and verifications • Coordination with legal, technical and processing vendors and training of vendors and vendor staff on processes and polices • In-person meetings and discussions with clients • Responsible for maintaining the processing TAT • Participate in and clear regular internal and external audits • Vendor management, including quality monitoring Qualification & experience Qualification & experience Years of experience – 3 to 5 years preferred Mandatory Qualification – MBA in Finance/CA Working knowledge of mortgage underwriting especially in the subjective underwriting phase & has worked in the same geography as role Good to have - Basic financial knowledge of P& L / Balance Sheet and financial ratios Essential skills Ability to work in unstructured and evolving situations with an open mind Adhere to expected TAT without compromising on quality Work collaboratively with Sales and Operations team in the location to achieve strategic business goals Ability to understand customer needs and be responsive Technology skills – understanding of and working with existing market technologies in the mortgage industry



  • Bangalore, India Vodafone Idea Limited Full time

    Role Mass Retail Distribution Head (MRD) Job Level/ Designation M3 Function / Department S&D Location Bangalore Job Purpose Formulate and implement the circle mass distribution strategy, in consultation with the Sales Head Achieve Gross and Net Acquisition target in the circle for the distribution channel Attain market leadership through growth in terms of...

  • Credit Manager

    2 weeks ago


    bangalore, India Times Internet Full time

    About Times Internet (across TIL)At Times Internet, we create premium digital products that simplify and enhance the lives of millions. As India’s largest digital products company, we have a significant presence across a wide range of categories, including News, Sports, Fintech, and Enterprise solutions. Our portfolio features market-leading and iconic...

  • Credit Manager

    2 weeks ago


    Bangalore, India Times Internet Full time

    About Times Internet (across TIL) At Times Internet, we create premium digital products that simplify and enhance the lives of millions. As India’s largest digital products company, we have a significant presence across a wide range of categories, including News, Sports, Fintech, and Enterprise solutions. Our portfolio features market-leading and iconic...


  • Bangalore, India Sustainability Economics.ai Full time

    Associate – Project Risk & Credit Solutions Sustainability Economics is a global organisation targeting the markets of US, Japan, EU, UK, Canada and Singapore. As a pioneer, our focus is on the Lifecycle Management of E2E Net-Zero transitions while leveraging our automation-first approach. With our team of professionals who have extensive domain and...

  • Credit Manager

    1 week ago


    bangalore district, India Times Internet Full time

    About Times Internet (across TIL) At Times Internet, we create premium digital products that simplify and enhance the lives of millions. As India’s largest digital products company, we have a significant presence across a wide range of categories, including News, Sports, Fintech, and Enterprise solutions. Our portfolio features market-leading and iconic...


  • bangalore, India Vodafone Idea Limited Full time

    RoleMass Retail Distribution Head (MRD)Job Level/ DesignationM3Function / DepartmentS&DLocationBangaloreJob PurposeFormulate and implement the circle mass distribution strategy, in consultation with the Sales HeadAchieve Gross and Net Acquisition target in the circle for the distribution channelAttain market leadership through growth in terms of revenues and...

  • Credit Manager

    2 weeks ago


    BANGALORE-TILAKNAGAR, India Muthoot Fincorp Limited Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    CREDIT MANAGER-CHITS-TILAKNAGARManagement of Prize Money Distribution by complying Security Norms & Financial Delegation Implement Process flow of credit – Prize money Distribution Review the credit policy periodically & suggest changes/modification In-person verification of customer where ever required Final sign off for each disbursal by...


  • Bangalore, India Times Internet Full time

    At Times Internet, we create premium digital products that simplify and enhance the lives of millions. As India’s largest digital products company, we have a significant presence across a wide range of categories, including News, Sports, Fintech, and Enterprise solutions. Our portfolio features market-leading and iconic brands such as TOI, ET, NBT,...

  • Credit Risk Manager

    7 days ago


    Bangalore, Karnataka, India KhataBook Full time

    Are you passionate about solving roadblocks challenges faced by MSMEs in India MSMEs contribute significantly to India s total GDP 90 of India s 1 Trillion Retail Market is controlled by Micro Small Medium Enterprises MSMEs Which means 900B worth of commerce flows through these 60M MSMEs in the form of shops kiosks homes scattered all over the country We at...

  • Credit Manager

    4 days ago


    Bangalore, -Bangalore-Uniworth Plaza-KTK, Bangalore, Karnataka, India Kotak Mahindra Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Credit Manager-Loan Against Property (LAP)-Credit JD For Credit ManagerLoan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities ...