Legal manager

2 weeks ago

Mumbai, India Ring Full time
Please apply using this Job ID or share your CV at
Key Responsibilities:
Legal Due Diligence
Conduct thorough legal due diligence of property documents for Loan Against Property (LAP) proposals.
Ensure the title, ownership, and encumbrance of the property are clear and marketable.
Liaise with external lawyers for title verification and opinions.
Document Vetting
Draft, review, and finalize loan documentation, including mortgage agreements, sanction letters, and other collateral agreements.
Ensure compliance with applicable laws and organizational policies.
Compliance and Advisory
Provide legal advice to internal teams on matters related to property laws, mortgages, and financial services regulations.
Ensure adherence to RBI and other regulatory guidelines in LAP operations.
Coordination with Stakeholders
Work closely with the Credit, Ops, and Sales teams to resolve legal queries related to loan processing.
Interact with external legal consultants and law firms for opinions and dispute resolutions.
Title Investigation
Handle legal scrutiny of property-related issues, including title disputes, pending litigation, or encumbrance concerns.
Ensure all property-related risks are mitigated prior to disbursement.
Risk Management
Identify potential legal risks in loan portfolios and provide solutions to minimize liabilities.
Monitor compliance with local property laws and regulations.
Reporting and Documentation
Maintain records of legal opinions, due diligence reports, and case histories for reference and audits.
Prepare periodic reports for management on legal compliance, risk mitigation, and dispute resolutions.
Required Qualifications and Skills:
Education:
LLB/LLM from a reputed university or institution.
Experience:
5+ years in legal roles, with specific experience in Loan Against Property or similar secured lending functions.
Experience in handling title verification and property-related documentation.
Skills:
Strong knowledge of property laws, transfer of property, and mortgage laws in India.
Excellent drafting, vetting, and negotiation skills.
Ability to manage multiple stakeholders and deadlines effectively.
Analytical mindset to assess and mitigate legal risks.
Minimize legal risks in LAP disbursements.

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