RBL Bank | Senior Manager- Portfolio Management
3 days ago
Responsibilities
- Responsible for portfolio management & analysis encompassing portfolio actions & policy changes including line assignments, cross-sell etc. for personal loans/ cards portfolio
- Identify variables & trends which are leading indicators of risk in personal loan/cards portfolio & take proactive measures.
- Perform analysis like portfolio profitability and build models to identify the customers who are most probable to default on making payments
- Track campaign performance using target and control populations and taking corrective actions, wherever necessary
- Customer segmentation using Decision Trees to profile the customers into distinct groups based on their characteristics
Qualifications
- Graduate/Post Graduate (Engineers/MBA/Statistics/Economics/Maths)
- 6+ years of experience in Financial services domain with experience in Credit Cards domain
- Strong analytical skills & algorithmic approach to problem solving with experience in SQL
- Experience in managing & handling data, providing analytical insights & data drive decisions
- Understating of Credit Cards/Personal Loans Business & Policy
- Hands-on with Analytical techniques to process large data quickly
Preferred skills :
- R/Python
- machine learning techniques like Logistic Regression, Decision Trees etc.
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