HCLTech | HCL MEGA DRIVE FOR Credit Variations Calculator
11 hours ago
PLEASE ATTEND ONLY IF YOU HAVE RELEVANT EXPERIENCE
Walk-in Details:
Date: 9,10 Jan 2025
Timing : 11:00AM to 2:00 PM
Interview location : TOWER 4 - HCL Elcot Sez, Sholinganallur, Chennai, Tamil Nadu 600119
HR Contact: Priya/ Nikita
Years of Experience - 2 TO 6 YEARS (Associate/ Analyst/ Senior Analyst/ SME/ Team Leader )
Important Note:
· Candidates who can join immediately or 1 month of notice period are preferred
Location: Chennai
Shift: 5am IST
Job Summary:
Credit Variations Calculator (CVC) process requires users to accurately update the CVC spreadsheet with all the loan information. This includes key details such as customer & mortgage info, outstanding loan balances, loan to value ratio, security address, security value, title info and other essential loan data. The process aims to ensure that all fields in the CVC are complete, current and reflective of the loan’s status to support accurate calculations.
Key Responsibilities
Review the CHLM application & Discharge Authority to assess and determine the applicability of CVC.
Update all relevant existing loan information, including customer & mortgagors’ info, guarantor info (if any), loan account numbers, outstanding balances, and security details, into the CVC spreadsheet using data from CommSee, HLS, Genworth, D&D or other acceptable source documents.
Ensure a high level of accuracy and attention to detail when updating each field in the CVC spreadsheet.
Ensure all cases are completed within the agreed turnaround time, maintaining efficiency and adherence to deadlines while upholding data accuracy and quality standards in the CVC update.
Ensuring that all the cases are handled in accordance with the regulatory requirement.
Ensure the bank’s security position based on customers requested variation request is verified and correctly reflected in the CVC
Ensure credit variation (CHLM) applications are ready for assessment by credit decisioning team.
Qualifications
Minimum of 2 - 6 years of experience in mortgage/home buying process
Proven ability to effectively plan and coordinate incoming work and enquiries
Strong analytical and problem-solving skills
Excellent Communication and stakeholder management skills, support by collaboration mindset and possess a service-based mindset with strong customer focus.
Proven analytical, and problem-solving skills alongside deriving solutions for customers.
Highly motivated, result driven, team and customer focused
Detail Oriented - exercise extreme attention to details; thorough, accurate, organized, and productive and seeks to understand both cause and effect of a situation.
Good Judgement - The exercise of Critical thinking, analysing and assessing and taking ownership of outcome
Perks and Benefits :
MNC
Cab facility (two way) (Upto 30 Kms Only)
Salary : great in the industry
Excellent working environment
Free Cab for female employees
International Trainers
World class exposure
How You'll Grow
At HCL Tech, we offer continuous opportunities for you to find your spark and grow with us. We want you to be happy and satisfied with your role and to really learn what type of work sparks your brilliance the best. Throughout your time with us, we offer transparent communication with senior-level employees, learning and career development programs at every level, and opportunities to experiment in different roles or even pivot industries. We believe that you should be in control of your career with unlimited opportunities to find the role that fits you best.
Why Us
We are one of the fastest-growing large tech companies in the world, with offices in 60+ countries across the globe and 222,000 employees.
Our company is extremely diverse with 165 nationalities represented.
We offer the opportunity to work with colleagues across the globe.
We offer a virtual-first work environment, promoting a good work-life integration and real flexibility.
We are invested in your growth, offering learning and career development opportunities at every level to help you find your own unique spark.
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