
Credit Risk Specialist
14 hours ago
Credit Risk Specialist
About the RoleWe are seeking a highly skilled Credit Risk Specialist to join our team. The successful candidate will be responsible for assessing the creditworthiness of potential borrowers, evaluating risk levels associated with different borrowers and determining appropriate credit limits and terms.
Main Responsibilities:- Evaluating financial statements, credit history and repayment capacity to assess creditworthiness.
- Determining credit risk levels and establishing criteria for credit approvals.
- Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations.
- Approving or declining credit applications based on risk assessment and established criteria.
- Maintaining relationships with customers to understand their credit needs and address any credit-related concerns.
To be successful in this role, you will need:
- A strong understanding of credit analysis and risk management principles.
- Excellent analytical and problem-solving skills.
- Ability to communicate complex information effectively.
- Strong organizational and time management skills.
This is an excellent opportunity for a motivated individual to develop their skills and expertise in credit risk management. You will have the chance to work with a talented team and contribute to the success of our organization.
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